CT scan of the lower back (lumbar spine) with and without contrast Cost

CT scan of the lower back (lumbar spine) with and without contrast is a diagnostic imaging scan. Prices are from 2095 US hospitals across 52 states, from their machine-readable files.

$1,754median cash price · 2095 hospitals, 52 statestypically $521–$4,954 depending on the hospital
≈ 8.9× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,146
Cash / self-pay
$1,754
Insurer-negotiated
$489
Medicare pays
$197
$521$4,954
Median cash $1,754  ·  Medicare $197  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $1,754 — about 8.9× the Medicare rate ($197). High vs Medicare. A fair cash price is usually within ~2× Medicare ($393).

💡 Asking for the cash price instead of the $3,146 list price could save about $1,392 (44%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Gateway Regional Medical Center Granite City, IL $268 ★ 2/5 142 min 15.4%
University of Maryland Medical Center Baltimore, MD $271 ★ 3/5 330 min 14.3%
University of Md Charles Regional Medical Center La Plata, MD $271 ★ 3/5 278 min 13.6%
University of Md St Joseph Medical Center Towson, MD $271 ★ 5/5 281 min 13.1%
Adventist Healthcare Shady Grove Medical Center Rockville, MD $272 $277 ★ 2/5 200 min 14.5%
University of Iowa Health Care Medical Center Down Iowa City, IA $276 $335 ★ 4/5 157 min 15.0%
University of Iowa Hospital & Clinics Iowa City, IA $276 $335 ★ 2/5 210 min 13.5%
Penn State Health Holy Spirit Medical Center Camp Hill, PA $276 $180 ★ 3/5 250 min 15.3%
New Orleans East Hospital New Orleans, LA $277 $650 137 min 14.9%
Dunes Surgical Hospital Dakota Dunes, SD $281 $600 15.3%
Gordon Memorial Hospital District Gordon, NE $285 $268 105 min 15.4%
Frederick Health Hospital Frederick, MD $291 ★ 3/5 230 min 14.1%
Tidalhealth Peninsula Regional, Inc Salisbury, MD $292 $298 ★ 4/5 176 min 13.8%
Wayne County Hospital Monticello, KY $296
St Joseph Hospital Bangor, ME $301 $203 ★ 3/5 188 min 15.6%
Penn State Health St. Joseph Reading, PA $301 $203 ★ 3/5 216 min 15.6%
Good Samaritan Hospital Vincennes, IN $302 $308 ★ 2/5 117 min 14.2%
Medstar Good Samaritan Hospital Baltimore, MD $302 $308 ★ 3/5 234 min 14.9%
McCullough-Hyde Memorial Hospital Oxford, OH $303 ★ 3/5 132 min 15.5%
Good Samaritan Hospital Cincinnati, OH $303 ★ 4/5 157 min 14.3%
Bethesda North Cincinnati, OH $303 ★ 3/5 151 min 15.5%
Fresno Surgical Hospital Fresno, CA $306 $238 14.4%
Greater Regional Medical Center Creston, IA $307 $431 ★ 3/5 98 min 14.5%
Mount Desert Island Hospital Bar Harbor, ME $311 $216 130 min 14.6%
Edward W Sparrow Hospital Lansing, MI $312 $178 ★ 3/5 301 min 13.6%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated June 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for CT scan of the lower back (lumbar spine) with and without contrast

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $1,754; Medicare pays $197.

InsurerHospitalsNegotiated median
Univera 16
$167
$51 – $240
Devoted Health 161
$180
$163 – $797
Medicare 521
$181
$111 – $824
Amerigroup 167
$184
$105 – $563
Tricare / VA 383
$185
$108 – $1,524
Independent Health 28
$190
$63 – $361
Molina Healthcare 513
$193
$108 – $1,448
Medicaid 328
$195
$54 – $834
Highmark 121
$208
$142 – $382
Centene / Ambetter 755
$237
$115 – $1,536
Priority Health 55
$241
$87 – $1,828
SelectHealth 45
$246
$169 – $2,232
Bright Health 40
$279
$210 – $5,104
AmeriHealth 208
$282
$86 – $1,243
EmblemHealth 59
$285
$211 – $900
Oscar Health 135
$286
$164 – $1,515
MVP Health Care 75
$291
$80 – $2,701
UnitedHealthcare 1394
$292
$130 – $2,524
Anthem 509
$312
$131 – $1,417
Geisinger 63
$312
$86 – $1,422
UPMC Health Plan 88
$320
$171 – $1,741
Kaiser Permanente 217
$320
$187 – $3,009
UCare 59
$339
$97 – $2,695
Blue Cross Blue Shield 1199
$390
$136 – $2,856
Harvard Pilgrim 48
$419
$147 – $2,473
Workers' Comp / No-Fault 139
$533
$178 – $2,656
Humana 953
$538
$143 – $2,022
Cigna 1074
$575
$178 – $3,724
HealthPartners 200
$606
$120 – $3,422
Aetna 1336
$770
$164 – $3,438
Medica 198
$841
$155 – $3,224
Security Health Plan 48
$1,029
$137 – $3,721
Health Net 286
$1,237
$187 – $7,928
Sanford Health Plan 58
$1,314
$166 – $2,593
Healthcare Highways 41
$1,668
$539 – $3,498
AvMed 60
$1,863
$738 – $3,879
Coventry 136
$2,333
$190 – $4,876
MultiPlan / PHCS network 811
$2,795
$448 – $7,520

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Puerto Rico$250
Maryland$307
Rhode Island$478
New Jersey$597
Arizona$774
Arkansas$841

Prices by city

Prices by state

About these prices

Based on prices published by 2095 US hospitals across 52 states, the typical (median) cash price is $1,754, versus a chargemaster (list) price around $3,146, a median insurer-negotiated rate of $489, a Medicare rate of about $197. Most cash prices fall between $521 and $4,954 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does CT scan of the lower back (lumbar spine) with and without contrast cost without insurance?
The median cash (self-pay) price across 2095 US hospitals is $1,754. Most hospitals fall between $521 and $4,954. Prices vary widely between hospitals, so it pays to compare before you book.
What does Medicare pay for CT scan of the lower back (lumbar spine) with and without contrast?
Medicare pays about $197. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do CT scan of the lower back (lumbar spine) with and without contrast prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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