HDL cholesterol test is a laboratory test. Prices are from 2148 US hospitals across 52 states, from their machine-readable files.
Price comparison (median)
Typical cash price here is $50 — about 6.0× the Medicare rate ($8). High vs Medicare. A fair cash price is usually within ~2× Medicare ($16).
💡 Asking for the cash price instead of the $89 list price could save about $40 (45%).
Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.
Lowest cash prices
| Hospital | Location | Cash | Insurer | CMS rating | ER wait | Readmit |
|---|---|---|---|---|---|---|
| El Paso Children's Hospital | El Paso, TX | $8 | $15 | — | — | — |
| Banner-University Medical Center South Campus | Tucson, AZ | $8 | $10 | ★ 4/5 | 275 min | 14.5% |
| Riverview Regional Medical Center | Gadsden, AL | $8 | $8 | ★ 3/5 | 160 min | 15.7% |
| Garden Grove Hospital & Medical Center | Garden Grove, CA | $8 | $8 | ★ 2/5 | 138 min | 16.6% |
| West Anaheim Medical Center | Anaheim, CA | $8 | $8 | ★ 2/5 | 196 min | 16.6% |
| Huntington Beach Hospital | Huntington Beach, CA | $8 | $8 | ★ 1/5 | 173 min | 14.8% |
| La Palma Intercommunity Hospital | La Palma, CA | $8 | $8 | ★ 3/5 | 214 min | 16.5% |
| Chino Valley Medical Center | Chino, CA | $8 | $8 | ★ 4/5 | 173 min | 16.1% |
| San Dimas Community Hospital | San Dimas, CA | $8 | $8 | ★ 2/5 | 155 min | 15.5% |
| Desert Valley Hospital | Victorville, CA | $8 | $8 | ★ 3/5 | 173 min | 15.8% |
| Sherman Oaks Hospital | Sherman Oaks, CA | $8 | $8 | ★ 2/5 | 153 min | 15.8% |
| Montclair Hospital Medical Center | Montclair, CA | $8 | $8 | ★ 3/5 | 151 min | 15.3% |
| Shasta Regional Medical Center | Redding, CA | $8 | $8 | ★ 2/5 | 148 min | 15.9% |
| Southern Regional Medical Center | Riverdale, GA | $8 | $8 | ★ 1/5 | 260 min | 15.5% |
| Southeastern Regional Medical Center, Inc | Newnan, GA | $8 | $8 | ★ 5/5 | — | 15.7% |
| Amita Health Resurrection Medical Center | Chicago, IL | $8 | $8 | ★ 3/5 | 184 min | 14.0% |
| Monroe Hospital | Bloomington, IN | $8 | $8 | ★ 4/5 | 105 min | 15.1% |
| Central Maine Medical Center | Lewiston, ME | $8 | $8 | ★ 4/5 | 239 min | 14.5% |
| Lake Huron Medical Center | Port Huron, MI | $8 | $8 | ★ 4/5 | 169 min | 14.6% |
| Garden City Hospital | Garden City, MI | $8 | $8 | ★ 2/5 | 108 min | 16.3% |
| St Joseph Medical Center | Kansas City, MO | $8 | $8 | ★ 3/5 | 126 min | 14.9% |
| North Vista Hospital | North Las Vegas, NV | $8 | $8 | ★ 3/5 | 134 min | 15.8% |
| Saint Mary's Regional Medical Center | Reno, NV | $8 | $9 | ★ 4/5 | 138 min | 14.9% |
| St Mary's General Hospital | Passaic, NJ | $8 | $8 | ★ 3/5 | 183 min | 16.2% |
| Saint Clare's Hospital/ Denville Campus | Denville, NJ | $8 | $8 | ★ 2/5 | 164 min | 16.2% |
CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated August 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.
What insurers pay for HDL cholesterol test
Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $50; Medicare pays $8.
| Insurer | Hospitals | Negotiated median |
|---|---|---|
| Amerigroup | 171 |
$7 – $20 |
| UnitedHealthcare | 1444 |
$7 – $70 |
| Tricare / VA | 434 |
$7 – $50 |
| MVP Health Care | 77 |
$5 – $63 |
| Medicare | 524 |
$8 – $41 |
| Medicaid | 335 |
$5 – $58 |
| EmblemHealth | 59 |
$5 – $34 |
| Independent Health | 51 |
$7 – $9 |
| Univera | 16 |
$6 – $12 |
| Highmark | 121 |
$5 – $31 |
| AmeriHealth | 247 |
$7 – $33 |
| Devoted Health | 250 |
$8 – $9 |
| Molina Healthcare | 550 |
$6 – $36 |
| Bright Health | 63 |
$8 – $16 |
| UPMC Health Plan | 101 |
$8 – $47 |
| Centene / Ambetter | 779 |
$8 – $69 |
| Kaiser Permanente | 224 |
$6 – $110 |
| Geisinger | 69 |
$8 – $41 |
| Anthem | 569 |
$5 – $55 |
| Humana | 1024 |
$8 – $91 |
| Oscar Health | 213 |
$8 – $39 |
| Priority Health | 48 |
$4 – $68 |
| SelectHealth | 47 |
$8 – $94 |
| Blue Cross Blue Shield | 1248 |
$8 – $86 |
| Aetna | 1360 |
$8 – $104 |
| Cigna | 1152 |
$8 – $96 |
| Health Net | 296 |
$7 – $303 |
| Medica | 206 |
$8 – $93 |
| HealthPartners | 226 |
$8 – $90 |
| Sanford Health Plan | 67 |
$17 – $84 |
| UCare | 64 |
$8 – $78 |
| Harvard Pilgrim | 49 |
$8 – $73 |
| Security Health Plan | 51 |
$8 – $61 |
| Workers' Comp / No-Fault | 143 |
$11 – $140 |
| Coventry | 158 |
$8 – $134 |
| MultiPlan / PHCS network | 843 |
$14 – $276 |
| AvMed | 57 |
$13 – $345 |
| Healthcare Highways | 48 |
$16 – $251 |
Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.
Where it’s cheapest
| State | Median cash |
|---|---|
| New Jersey | $15 |
| Rhode Island | $25 |
| Tennessee | $25 |
| New York | $31 |
| Mississippi | $32 |
| Oregon | $34 |
Prices by city
Prices by state
Doctors who perform this
Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.
| Clinician | Specialty | Location | Medicare services |
|---|---|---|---|
| Ryan Robetorye, MD | Pathology | Scottsdale, AZ | 2,544 |
| Ira Taylor, DO | Internal Medicine | Cape Girardeau, MO | 1,626 |
| Stephen Corday, M.D. | Cardiology | Los Angeles, CA | 1,241 |
| Sidney Griffith, MD | Family Practice | Cape Girardeau, MO | 1,111 |
| Pavan Ahuja, M.D. | Internal Medicine | Elkhart, IN | 760 |
| Justin Houman, MD | Urology | Los Angeles, CA | 720 |
| John Earnhart, M.D. | Family Practice | Cape Girardeau, MO | 574 |
| Kamran Siddiqui, M.D. | Internal Medicine | Elkhart, IN | 504 |
| Lawrence Nobuhara, MD | Internal Medicine | Provo, UT | 477 |
| Christopher Compton, M.D. | Family Practice | Cape Girardeau, MO | 449 |
| Pradip Jamnadas, MD | Cardiology | Orlando, FL | 424 |
| Drew Satterfield, DO | Family Practice | Cape Girardeau, MO | 422 |
Does Medicare cover HDL cholesterol test?
Yes — Medicare generally covers HDL cholesterol test. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $8. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $2 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.
General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.
About these prices
Based on prices published by 2148 US hospitals across 52 states, the typical (median) cash price is $50, versus a chargemaster (list) price around $89, a median insurer-negotiated rate of $16, a Medicare rate of about $8. Most cash prices fall between $16 and $154 — a wide spread, which is exactly why comparing hospitals pays off.
How to save
- Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
- Compare several nearby hospitals; prices for the same service can differ severalfold.
- Request a written estimate and the billing code (CPT/DRG) before scheduling.
- Use the Medicare benchmark above to judge whether a quote is reasonable.
- If you are uninsured, ask about financial assistance or prompt-pay discounts.
Frequently asked questions
How much does HDL cholesterol test cost without insurance?
Does Medicare cover HDL cholesterol test?
What does Medicare pay for HDL cholesterol test?
Why do HDL cholesterol test prices vary between hospitals?
Is the cash price lower than using insurance?
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