MRI of the neck (cervical spine) with contrast Cost

MRI of the neck (cervical spine) with contrast is a diagnostic imaging scan. Prices are from 2104 US hospitals across 52 states, from their machine-readable files.

$2,176median cash price · 2104 hospitals, 52 statestypically $634–$6,427 depending on the hospital
≈ 7.9× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,909
Cash / self-pay
$2,176
Insurer-negotiated
$774
Medicare pays
$274
$634$6,427
Median cash $2,176  ·  Medicare $274  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $2,176 — about 7.9× the Medicare rate ($274). High vs Medicare. A fair cash price is usually within ~2× Medicare ($548).

💡 Asking for the cash price instead of the $3,909 list price could save about $1,733 (44%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Jefferson Health-Northeast Philadelphia, PA $328 $324 ★ 2/5 290 min 15.4%
Saint John Hospital Leavenworth, KS $328 $345 ★ 3/5 124 min 15.5%
Providence Medical Center Kansas City, KS $328 $382 ★ 3/5 123 min 14.7%
Gordon Memorial Hospital District Gordon, NE $328 $308 105 min 15.4%
East Liverpool City Hospital East Liverpool, OH $328 $378 ★ 3/5 138 min 15.7%
Coshocton Regional Medical Center Coshocton, OH $328 $484 ★ 4/5 149 min 15.0%
Mercy Hospital Perry Perryville, MO $332 $438 ★ 2/5 140 min 15.2%
Lower Bucks Hospital Bristol, PA $343 $360 ★ 3/5 154 min 15.2%
Central Maine Medical Center Lewiston, ME $344 $344 ★ 4/5 239 min 14.5%
Acadia General Hospital Crowley, LA $345 $325 ★ 3/5 108 min 15.4%
Lake Huron Medical Center Port Huron, MI $345 $346 ★ 4/5 169 min 14.6%
Garden City Hospital Garden City, MI $346 $346 ★ 2/5 108 min 16.3%
Advanced Surgical Hospital Washington, PA $346 $381 14.5%
St Joseph Medical Center Kansas City, MO $347 $365 ★ 3/5 126 min 14.9%
Southern Regional Medical Center Riverdale, GA $348 $351 ★ 1/5 260 min 15.5%
Southeastern Regional Medical Center, Inc Newnan, GA $348 $351 ★ 5/5 15.7%
Natchitoches Regional Medical Center Natchitoches, LA $348 $348 ★ 4/5 160 min 15.4%
Vhs Harlingen Hospital Company Llc Harlingen, TX $348 $453 ★ 2/5 154 min 14.6%
Knapp Medical Center Weslaco, TX $348 $366 ★ 5/5 141 min 14.4%
Mission Regional Medical Center Mission, TX $348 $527 ★ 4/5 151 min 15.2%
Dallas Medical Center Dallas, TX $348 $349 ★ 3/5 133 min 13.7%
Dallas Regional Medical Center Mesquite, TX $348 $366 ★ 3/5 168 min 14.8%
Harlingen Medical Center Harlingen, TX $348 $453 ★ 4/5 163 min 14.6%
Banner Boswell Medical Center Sun City, AZ $350 $548 ★ 3/5 227 min 14.3%
Crystal Clinic Orthopaedic Center Akron, OH $350 $3,521 ★ 5/5 14.3%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated August 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for MRI of the neck (cervical spine) with contrast

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $2,176; Medicare pays $274.

InsurerHospitalsNegotiated median
Independent Health 29
$205
$86 – $395
Univera 16
$230
$72 – $336
Medicaid 315
$285
$64 – $765
Amerigroup 165
$320
$148 – $810
Highmark 111
$326
$136 – $760
Medicare 497
$339
$82 – $914
Tricare / VA 368
$340
$86 – $2,160
Molina Healthcare 531
$346
$157 – $1,581
Devoted Health 173
$350
$319 – $1,000
SelectHealth 45
$359
$292 – $2,265
Priority Health 54
$398
$123 – $2,433
Centene / Ambetter 728
$421
$171 – $2,346
AmeriHealth 218
$444
$102 – $1,294
Anthem 525
$458
$139 – $1,742
MVP Health Care 75
$461
$92 – $2,760
UPMC Health Plan 94
$500
$330 – $2,157
UCare 59
$518
$143 – $3,471
Bright Health 41
$520
$422 – $4,279
Geisinger 64
$542
$102 – $1,558
Oscar Health 148
$558
$200 – $1,735
EmblemHealth 62
$566
$423 – $1,306
UnitedHealthcare 1367
$579
$189 – $2,718
Harvard Pilgrim 50
$602
$195 – $3,174
Blue Cross Blue Shield 1161
$621
$160 – $3,297
Kaiser Permanente 215
$625
$324 – $3,961
HealthPartners 206
$747
$160 – $3,352
Cigna 1066
$750
$326 – $4,064
Humana 949
$759
$248 – $2,266
Workers' Comp / No-Fault 132
$770
$193 – $3,710
Aetna 1326
$1,020
$238 – $3,710
Medica 191
$1,158
$216 – $3,840
Health Net 298
$1,469
$287 – $6,831
Security Health Plan 49
$1,568
$190 – $4,487
Sanford Health Plan 56
$1,982
$269 – $3,589
Healthcare Highways 39
$2,344
$364 – $3,902
Coventry 139
$2,379
$281 – $6,111
AvMed 63
$3,110
$1,080 – $3,533
MultiPlan / PHCS network 817
$3,180
$616 – $6,481

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Puerto Rico$425
New Jersey$675
Rhode Island$693
Maryland$737
Arizona$907
Tennessee$948

Prices by city

Prices by state

Does Medicare cover MRI of the neck (cervical spine) with contrast?

Yes — Medicare generally covers MRI of the neck (cervical spine) with contrast. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $274. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $55 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2104 US hospitals across 52 states, the typical (median) cash price is $2,176, versus a chargemaster (list) price around $3,909, a median insurer-negotiated rate of $774, a Medicare rate of about $274. Most cash prices fall between $634 and $6,427 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does MRI of the neck (cervical spine) with contrast cost without insurance?
The median cash (self-pay) price across 2104 US hospitals is $2,176. Most hospitals fall between $634 and $6,427. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover MRI of the neck (cervical spine) with contrast?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $274). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for MRI of the neck (cervical spine) with contrast?
Medicare pays about $274. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do MRI of the neck (cervical spine) with contrast prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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