MRI of the neck (cervical spine) Cost by Hospital

MRI of the neck (cervical spine) is a diagnostic imaging scan. Prices are from 2306 US hospitals across 52 states, from their machine-readable files.

$2,176median cash price · 2306 hospitals, 52 statestypically $634–$6,283 depending on the hospital
≈ 7.9× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,880
Cash / self-pay
$2,176
Insurer-negotiated
$771
Medicare pays
$274
$634$6,283
Median cash $2,176  ·  Medicare $274  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $2,176 — about 7.9× the Medicare rate ($274). High vs Medicare. A fair cash price is usually within ~2× Medicare ($548).

💡 Asking for the cash price instead of the $3,880 list price could save about $1,704 (44%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Saint John Hospital Leavenworth, KS $328 $329 ★ 3/5 124 min 15.5%
Providence Medical Center Kansas City, KS $328 $345 ★ 3/5 123 min 14.7%
Gordon Memorial Hospital District Gordon, NE $328 $308 105 min 15.4%
East Liverpool City Hospital East Liverpool, OH $328 $341 ★ 3/5 138 min 15.7%
Coshocton Regional Medical Center Coshocton, OH $328 $345 ★ 4/5 149 min 15.0%
Mercy Hospital Perry Perryville, MO $332 $438 ★ 2/5 140 min 15.2%
Lower Bucks Hospital Bristol, PA $343 $353 ★ 3/5 154 min 15.2%
Central Maine Medical Center Lewiston, ME $344 $344 ★ 4/5 239 min 14.5%
Lake Huron Medical Center Port Huron, MI $345 $346 ★ 4/5 169 min 14.6%
Garden City Hospital Garden City, MI $346 $237 ★ 2/5 108 min 16.3%
Advanced Surgical Hospital Washington, PA $346 $346 14.5%
St Joseph Medical Center Kansas City, MO $347 $348 ★ 3/5 126 min 14.9%
Unity Hospital Rochester, NY $348 $214 ★ 2/5 294 min 15.3%
Unity Specialty Hospital Rochester, NY $348 $214
Southern Regional Medical Center Riverdale, GA $348 $348 ★ 1/5 260 min 15.5%
Southeastern Regional Medical Center, Inc Newnan, GA $348 $348 ★ 5/5 15.7%
Natchitoches Regional Medical Center Natchitoches, LA $348 $348 ★ 4/5 160 min 15.4%
Vhs Harlingen Hospital Company Llc Harlingen, TX $348 $369 ★ 2/5 154 min 14.6%
Knapp Medical Center Weslaco, TX $348 $349 ★ 5/5 141 min 14.4%
Mission Regional Medical Center Mission, TX $348 $438 ★ 4/5 151 min 15.2%
Dallas Medical Center Dallas, TX $348 $349 ★ 3/5 133 min 13.7%
Dallas Regional Medical Center Mesquite, TX $348 $349 ★ 3/5 168 min 14.8%
Harlingen Medical Center Harlingen, TX $348 $369 ★ 4/5 163 min 14.6%
Banner Boswell Medical Center Sun City, AZ $350 $487 ★ 3/5 227 min 14.3%
Crystal Clinic Orthopaedic Center Akron, OH $350 $4,473 ★ 5/5 14.3%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated August 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for MRI of the neck (cervical spine)

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $2,176; Medicare pays $274.

InsurerHospitalsNegotiated median
Univera 16
$185
$84 – $336
Independent Health 29
$228
$75 – $523
Medicaid 349
$259
$64 – $760
Medicare 585
$299
$104 – $992
Highmark 130
$301
$133 – $760
Tricare / VA 416
$315
$105 – $2,302
Amerigroup 175
$320
$147 – $820
Devoted Health 175
$339
$224 – $997
Molina Healthcare 582
$340
$118 – $1,516
Centene / Ambetter 795
$366
$132 – $2,079
SelectHealth 49
$380
$217 – $2,329
Priority Health 59
$420
$123 – $2,446
AmeriHealth 233
$441
$102 – $1,549
Anthem 587
$449
$150 – $1,873
MVP Health Care 82
$462
$105 – $3,040
Geisinger 70
$471
$102 – $1,480
UPMC Health Plan 106
$475
$232 – $2,513
Oscar Health 159
$477
$204 – $1,735
Bright Health 44
$491
$285 – $4,514
EmblemHealth 64
$505
$298 – $1,404
UCare 73
$517
$136 – $3,437
UnitedHealthcare 1567
$518
$176 – $2,972
Kaiser Permanente 231
$540
$236 – $3,635
Harvard Pilgrim 63
$547
$185 – $3,128
Blue Cross Blue Shield 1327
$578
$163 – $3,567
Humana 1045
$603
$193 – $2,383
Cigna 1185
$760
$263 – $4,201
Workers' Comp / No-Fault 152
$778
$193 – $3,789
HealthPartners 278
$957
$164 – $3,864
Aetna 1457
$990
$207 – $3,814
Medica 253
$1,215
$229 – $4,142
Health Net 338
$1,335
$258 – $6,831
Security Health Plan 65
$1,499
$183 – $3,935
Sanford Health Plan 76
$1,934
$216 – $3,875
Healthcare Highways 39
$1,935
$414 – $3,572
Coventry 161
$2,500
$270 – $6,193
MultiPlan / PHCS network 890
$3,065
$480 – $6,538
AvMed 65
$3,110
$1,080 – $3,617

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Puerto Rico$425
New Jersey$642
Rhode Island$676
Maryland$737
Arkansas$1,045
Louisiana$1,139

Prices by city

Prices by state

Does Medicare cover MRI of the neck (cervical spine)?

Yes — Medicare generally covers MRI of the neck (cervical spine). It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $274. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $55 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2306 US hospitals across 52 states, the typical (median) cash price is $2,176, versus a chargemaster (list) price around $3,880, a median insurer-negotiated rate of $771, a Medicare rate of about $274. Most cash prices fall between $634 and $6,283 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does MRI of the neck (cervical spine) cost without insurance?
The median cash (self-pay) price across 2306 US hospitals is $2,176. Most hospitals fall between $634 and $6,283. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover MRI of the neck (cervical spine)?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $274). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for MRI of the neck (cervical spine)?
Medicare pays about $274. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do MRI of the neck (cervical spine) prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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