MRI of the chest with contrast Cost by Hospital

MRI of the chest with contrast is a diagnostic imaging scan. Prices are from 1650 US hospitals across 52 states, from their machine-readable files.

$2,137median cash price · 1650 hospitals, 52 statestypically $722–$6,246 depending on the hospital
≈ 5.8× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,950
Cash / self-pay
$2,137
Insurer-negotiated
$1,044
Medicare pays
$371
$722$6,246
Median cash $2,137  ·  Medicare $371  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $2,137 — about 5.8× the Medicare rate ($371). High vs Medicare. A fair cash price is usually within ~2× Medicare ($743).

💡 Asking for the cash price instead of the $3,950 list price could save about $1,813 (46%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Bayamon Medical Center Bayamon, PR $325 $512 285 min 15.8%
Gordon Memorial Hospital District Gordon, NE $333 $313 105 min 15.4%
Mount Desert Island Hospital Bar Harbor, ME $334 $232 130 min 14.6%
St Luke Community Hospital Ronan, MT $334 $404 110 min 15.1%
Seton Medical Center Harker Heights Harker Heights, TX $340 $1,326 ★ 4/5 174 min 16.3%
University of Iowa Health Care Medical Center Down Iowa City, IA $347 $421 ★ 4/5 157 min 15.0%
University of Iowa Hospital & Clinics Iowa City, IA $347 $421 ★ 2/5 210 min 13.5%
Crystal Clinic Orthopaedic Center Akron, OH $350 $2,750 ★ 5/5 14.3%
El Paso Children's Hospital El Paso, TX $359 $726
Banner Gateway Medical Center Gilbert, AZ $361 $926 ★ 3/5 223 min 15.3%
Banner Baywood Medical Center Mesa, AZ $378 $961 ★ 2/5 266 min 13.9%
Cobleskill Regional Hospital Cobleskill, NY $387 $525 ★ 4/5 109 min 14.6%
Banner Ironwood Medical Center Queen Creek, AZ $395 $944 ★ 3/5 220 min 15.3%
Banner-University Medical Center South Campus Tucson, AZ $400 $926 ★ 4/5 275 min 14.5%
Banner Estrella Medical Center Phoenix, AZ $404 $961 ★ 3/5 243 min 13.9%
Banner-University Medical Center Phoenix Phoenix, AZ $410 $884 ★ 3/5 265 min 14.9%
Community Hospital Torrington, WY $410 $884 ★ 2/5 120 min 14.8%
Banner Casa Grande Medical Center Casa Grande, AZ $423 $926 ★ 2/5 175 min 16.6%
Doctor's Center De San Juan Santurce, PR $425 $650 15.5%
Doctors' Center Bayamon Bayamon, PR $425 $650 16.6%
Doctors' Center Hospital, Inc Manati, PR $425 $650 ★ 1/5 16.3%
Doctors Center Hospital Carolina Llc Carolina, PR $425 $650 315 min 15.8%
Oklahoma Heart Hospital, Llc Oklahoma City, OK $438 $788 ★ 4/5 153 min 15.8%
Oklahoma Heart Hospital South, Llc Oklahoma City, OK $438 $788 ★ 5/5 141 min 14.2%
Banner Thunderbird Medical Center Glendale, AZ $440 $884 ★ 4/5 236 min 14.0%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated August 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for MRI of the chest with contrast

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $2,137; Medicare pays $371.

InsurerHospitalsNegotiated median
Univera 11
$311
$67 – $451
Amerigroup 140
$410
$385 – $980
Medicaid 205
$418
$124 – $2,360
Highmark 68
$450
$300 – $1,514
Priority Health 29
$465
$119 – $2,366
Anthem 395
$606
$196 – $2,053
Geisinger 49
$628
$117 – $2,919
AmeriHealth 172
$648
$84 – $1,671
SelectHealth 34
$655
$519 – $1,963
Molina Healthcare 401
$735
$202 – $1,660
Devoted Health 150
$765
$724 – $893
Tricare / VA 246
$773
$369 – $2,310
Medicare 343
$786
$376 – $1,054
UCare 49
$799
$135 – $2,873
HealthPartners 144
$802
$130 – $3,285
Centene / Ambetter 564
$827
$267 – $1,528
UPMC Health Plan 69
$850
$407 – $4,296
Harvard Pilgrim 33
$875
$216 – $4,123
UnitedHealthcare 1056
$921
$320 – $2,511
Independent Health 12
$935
$505 – $1,003
Medica 120
$962
$235 – $3,581
Humana 750
$997
$350 – $2,009
MVP Health Care 42
$1,001
$295 – $3,691
Blue Cross Blue Shield 893
$1,008
$338 – $4,341
Cigna 800
$1,059
$436 – $3,761
Kaiser Permanente 173
$1,107
$420 – $3,921
Aetna 1035
$1,130
$311 – $3,652
EmblemHealth 48
$1,174
$505 – $1,555
Bright Health 34
$1,196
$1,029 – $4,215
Oscar Health 118
$1,235
$176 – $1,967
Security Health Plan 35
$1,568
$76 – $4,091
Healthcare Highways 26
$1,619
$794 – $3,490
Sanford Health Plan 44
$1,673
$290 – $3,562
Workers' Comp / No-Fault 81
$1,892
$560 – $4,203
Health Net 211
$1,905
$507 – $8,809
Coventry 95
$2,555
$457 – $5,841
AvMed 56
$3,110
$1,080 – $3,533
MultiPlan / PHCS network 563
$3,151
$744 – $6,704

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Puerto Rico$425
Arizona$551
Tennessee$637
Rhode Island$877
Alabama$954
Kentucky$963

Prices by city

Prices by state

Does Medicare cover MRI of the chest with contrast?

Yes — Medicare generally covers MRI of the chest with contrast. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $371. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $74 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 1650 US hospitals across 52 states, the typical (median) cash price is $2,137, versus a chargemaster (list) price around $3,950, a median insurer-negotiated rate of $1,044, a Medicare rate of about $371. Most cash prices fall between $722 and $6,246 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does MRI of the chest with contrast cost without insurance?
The median cash (self-pay) price across 1650 US hospitals is $2,137. Most hospitals fall between $722 and $6,246. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover MRI of the chest with contrast?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $371). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for MRI of the chest with contrast?
Medicare pays about $371. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do MRI of the chest with contrast prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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