MRI of the chest with contrast is a diagnostic imaging scan. Prices are from 1650 US hospitals across 52 states, from their machine-readable files.
Price comparison (median)
Typical cash price here is $2,137 — about 5.8× the Medicare rate ($371). High vs Medicare. A fair cash price is usually within ~2× Medicare ($743).
💡 Asking for the cash price instead of the $3,950 list price could save about $1,813 (46%).
Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.
Lowest cash prices
| Hospital | Location | Cash | Insurer | CMS rating | ER wait | Readmit |
|---|---|---|---|---|---|---|
| Bayamon Medical Center | Bayamon, PR | $325 | $512 | — | 285 min | 15.8% |
| Gordon Memorial Hospital District | Gordon, NE | $333 | $313 | — | 105 min | 15.4% |
| Mount Desert Island Hospital | Bar Harbor, ME | $334 | $232 | — | 130 min | 14.6% |
| St Luke Community Hospital | Ronan, MT | $334 | $404 | — | 110 min | 15.1% |
| Seton Medical Center Harker Heights | Harker Heights, TX | $340 | $1,326 | ★ 4/5 | 174 min | 16.3% |
| University of Iowa Health Care Medical Center Down | Iowa City, IA | $347 | $421 | ★ 4/5 | 157 min | 15.0% |
| University of Iowa Hospital & Clinics | Iowa City, IA | $347 | $421 | ★ 2/5 | 210 min | 13.5% |
| Crystal Clinic Orthopaedic Center | Akron, OH | $350 | $2,750 | ★ 5/5 | — | 14.3% |
| El Paso Children's Hospital | El Paso, TX | $359 | $726 | — | — | — |
| Banner Gateway Medical Center | Gilbert, AZ | $361 | $926 | ★ 3/5 | 223 min | 15.3% |
| Banner Baywood Medical Center | Mesa, AZ | $378 | $961 | ★ 2/5 | 266 min | 13.9% |
| Cobleskill Regional Hospital | Cobleskill, NY | $387 | $525 | ★ 4/5 | 109 min | 14.6% |
| Banner Ironwood Medical Center | Queen Creek, AZ | $395 | $944 | ★ 3/5 | 220 min | 15.3% |
| Banner-University Medical Center South Campus | Tucson, AZ | $400 | $926 | ★ 4/5 | 275 min | 14.5% |
| Banner Estrella Medical Center | Phoenix, AZ | $404 | $961 | ★ 3/5 | 243 min | 13.9% |
| Banner-University Medical Center Phoenix | Phoenix, AZ | $410 | $884 | ★ 3/5 | 265 min | 14.9% |
| Community Hospital | Torrington, WY | $410 | $884 | ★ 2/5 | 120 min | 14.8% |
| Banner Casa Grande Medical Center | Casa Grande, AZ | $423 | $926 | ★ 2/5 | 175 min | 16.6% |
| Doctor's Center De San Juan | Santurce, PR | $425 | $650 | — | — | 15.5% |
| Doctors' Center Bayamon | Bayamon, PR | $425 | $650 | — | — | 16.6% |
| Doctors' Center Hospital, Inc | Manati, PR | $425 | $650 | ★ 1/5 | — | 16.3% |
| Doctors Center Hospital Carolina Llc | Carolina, PR | $425 | $650 | — | 315 min | 15.8% |
| Oklahoma Heart Hospital, Llc | Oklahoma City, OK | $438 | $788 | ★ 4/5 | 153 min | 15.8% |
| Oklahoma Heart Hospital South, Llc | Oklahoma City, OK | $438 | $788 | ★ 5/5 | 141 min | 14.2% |
| Banner Thunderbird Medical Center | Glendale, AZ | $440 | $884 | ★ 4/5 | 236 min | 14.0% |
CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated August 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.
What insurers pay for MRI of the chest with contrast
Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $2,137; Medicare pays $371.
| Insurer | Hospitals | Negotiated median |
|---|---|---|
| Univera | 11 |
$67 – $451 |
| Amerigroup | 140 |
$385 – $980 |
| Medicaid | 205 |
$124 – $2,360 |
| Highmark | 68 |
$300 – $1,514 |
| Priority Health | 29 |
$119 – $2,366 |
| Anthem | 395 |
$196 – $2,053 |
| Geisinger | 49 |
$117 – $2,919 |
| AmeriHealth | 172 |
$84 – $1,671 |
| SelectHealth | 34 |
$519 – $1,963 |
| Molina Healthcare | 401 |
$202 – $1,660 |
| Devoted Health | 150 |
$724 – $893 |
| Tricare / VA | 246 |
$369 – $2,310 |
| Medicare | 343 |
$376 – $1,054 |
| UCare | 49 |
$135 – $2,873 |
| HealthPartners | 144 |
$130 – $3,285 |
| Centene / Ambetter | 564 |
$267 – $1,528 |
| UPMC Health Plan | 69 |
$407 – $4,296 |
| Harvard Pilgrim | 33 |
$216 – $4,123 |
| UnitedHealthcare | 1056 |
$320 – $2,511 |
| Independent Health | 12 |
$505 – $1,003 |
| Medica | 120 |
$235 – $3,581 |
| Humana | 750 |
$350 – $2,009 |
| MVP Health Care | 42 |
$295 – $3,691 |
| Blue Cross Blue Shield | 893 |
$338 – $4,341 |
| Cigna | 800 |
$436 – $3,761 |
| Kaiser Permanente | 173 |
$420 – $3,921 |
| Aetna | 1035 |
$311 – $3,652 |
| EmblemHealth | 48 |
$505 – $1,555 |
| Bright Health | 34 |
$1,029 – $4,215 |
| Oscar Health | 118 |
$176 – $1,967 |
| Security Health Plan | 35 |
$76 – $4,091 |
| Healthcare Highways | 26 |
$794 – $3,490 |
| Sanford Health Plan | 44 |
$290 – $3,562 |
| Workers' Comp / No-Fault | 81 |
$560 – $4,203 |
| Health Net | 211 |
$507 – $8,809 |
| Coventry | 95 |
$457 – $5,841 |
| AvMed | 56 |
$1,080 – $3,533 |
| MultiPlan / PHCS network | 563 |
$744 – $6,704 |
Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.
Where it’s cheapest
| State | Median cash |
|---|---|
| Puerto Rico | $425 |
| Arizona | $551 |
| Tennessee | $637 |
| Rhode Island | $877 |
| Alabama | $954 |
| Kentucky | $963 |
Prices by city
Prices by state
Does Medicare cover MRI of the chest with contrast?
Yes — Medicare generally covers MRI of the chest with contrast. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $371. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $74 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.
General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.
About these prices
Based on prices published by 1650 US hospitals across 52 states, the typical (median) cash price is $2,137, versus a chargemaster (list) price around $3,950, a median insurer-negotiated rate of $1,044, a Medicare rate of about $371. Most cash prices fall between $722 and $6,246 — a wide spread, which is exactly why comparing hospitals pays off.
How to save
- Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
- Compare several nearby hospitals; prices for the same service can differ severalfold.
- Request a written estimate and the billing code (CPT/DRG) before scheduling.
- Use the Medicare benchmark above to judge whether a quote is reasonable.
- If you are uninsured, ask about financial assistance or prompt-pay discounts.
Frequently asked questions
How much does MRI of the chest with contrast cost without insurance?
Does Medicare cover MRI of the chest with contrast?
What does Medicare pay for MRI of the chest with contrast?
Why do MRI of the chest with contrast prices vary between hospitals?
Is the cash price lower than using insurance?
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