MRI of the knee without contrast Cost by Hospital

MRI of the knee without contrast is a diagnostic imaging scan. Prices are from 2206 US hospitals across 52 states, from their machine-readable files.

$1,947median cash price · 2206 hospitals, 52 statestypically $581–$5,685 depending on the hospital
≈ 9.5× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,377
Cash / self-pay
$1,947
Insurer-negotiated
$735
Medicare pays
$204
$581$5,685
Median cash $1,947  ·  Medicare $204  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $1,947 — about 9.5× the Medicare rate ($204). High vs Medicare. A fair cash price is usually within ~2× Medicare ($409).

💡 Asking for the cash price instead of the $3,377 list price could save about $1,430 (42%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Umd Upper Chesapeake Medical Center Bel Air, MD $295 ★ 2/5 240 min 14.5%
Um Upper Chesapeake Behavioral Health Pavilion At Aberdeen, MD $295
El Paso Children's Hospital El Paso, TX $298 $538
Saint Thomas Hospital for Spinal Surgery Nashville, TN $298 $227 14.0%
Gordon Memorial Hospital District Gordon, NE $300 $284 105 min 15.4%
Paradise Valley Hospital National City, CA $305 $305 ★ 3/5 202 min 16.0%
Saint Francis Medical Center Lynwood, CA $305 $305 ★ 3/5 250 min 14.9%
Encino Hospital Medical Center Encino, CA $305 $305 ★ 3/5 135 min 15.6%
Garden Grove Hospital & Medical Center Garden Grove, CA $305 $305 ★ 2/5 138 min 16.6%
West Anaheim Medical Center Anaheim, CA $305 $305 ★ 2/5 196 min 16.6%
Huntington Beach Hospital Huntington Beach, CA $305 $305 ★ 1/5 173 min 14.8%
La Palma Intercommunity Hospital La Palma, CA $305 $305 ★ 3/5 214 min 16.5%
Chino Valley Medical Center Chino, CA $305 $305 ★ 4/5 173 min 16.1%
San Dimas Community Hospital San Dimas, CA $305 $305 ★ 2/5 155 min 15.5%
Desert Valley Hospital Victorville, CA $305 $305 ★ 3/5 173 min 15.8%
Sherman Oaks Hospital Sherman Oaks, CA $305 $305 ★ 2/5 153 min 15.8%
Montclair Hospital Medical Center Montclair, CA $305 $305 ★ 3/5 151 min 15.3%
Shasta Regional Medical Center Redding, CA $305 $305 ★ 2/5 148 min 15.9%
Jefferson Stratford Hospital Stratford, NJ $309 $246 ★ 2/5 235 min 17.5%
Hackensack Meridian Mountainside Medical Montclair, NJ $312 $3,416 ★ 4/5 234 min 15.1%
St Joseph Hospital Bangor, ME $314 $277 ★ 3/5 188 min 15.6%
Penn State Health St. Joseph Reading, PA $314 $277 ★ 3/5 216 min 15.6%
Oklahoma Spine Hospital Oklahoma City, OK $315 $219 110 min 13.1%
The University Hospital Newark, NJ $317 $552 ★ 1/5 294 min 15.6%
Morristown Medical Center Morristown, NJ $323 $467 ★ 5/5 240 min 13.6%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated June 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for MRI of the knee without contrast

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $1,947; Medicare pays $204.

InsurerHospitalsNegotiated median
Univera 16
$170
$54 – $303
Independent Health 28
$233
$68 – $579
Medicare 564
$242
$125 – $1,028
Amerigroup 164
$242
$98 – $770
Tricare / VA 391
$247
$137 – $2,550
Molina Healthcare 536
$250
$113 – $1,236
Highmark 129
$253
$143 – $858
Devoted Health 141
$254
$199 – $1,151
Medicaid 339
$280
$57 – $996
Centene / Ambetter 774
$310
$140 – $1,340
UCare 66
$367
$108 – $2,812
Oscar Health 143
$377
$190 – $2,217
Bright Health 40
$385
$280 – $5,239
EmblemHealth 64
$387
$283 – $1,636
Anthem 516
$401
$140 – $1,838
Harvard Pilgrim 60
$402
$148 – $2,567
Geisinger 65
$430
$140 – $1,216
UPMC Health Plan 78
$457
$232 – $1,775
Kaiser Permanente 193
$461
$160 – $2,888
UnitedHealthcare 1480
$478
$155 – $3,186
Priority Health 59
$495
$93 – $2,434
SelectHealth 49
$519
$224 – $2,187
Humana 956
$521
$157 – $2,295
Blue Cross Blue Shield 1261
$542
$189 – $2,848
AmeriHealth 208
$547
$140 – $1,410
MVP Health Care 85
$565
$90 – $3,106
Workers' Comp / No-Fault 148
$777
$155 – $4,739
HealthPartners 258
$1,051
$140 – $3,961
Aetna 1381
$1,117
$205 – $3,814
Cigna 1103
$1,155
$239 – $5,120
Medica 245
$1,258
$194 – $3,369
Sanford Health Plan 73
$1,313
$140 – $3,017
Health Net 305
$1,352
$221 – $6,941
Security Health Plan 61
$1,473
$110 – $3,438
Coventry 151
$2,114
$255 – $4,508
Healthcare Highways 37
$2,206
$903 – $3,876
MultiPlan / PHCS network 809
$2,797
$427 – $6,127
AvMed 63
$2,843
$1,080 – $3,533

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Puerto Rico$400
Maryland$515
Rhode Island$567
Arizona$663
Arkansas$778
New Jersey$804

Prices by city

Prices by state

About these prices

Based on prices published by 2206 US hospitals across 52 states, the typical (median) cash price is $1,947, versus a chargemaster (list) price around $3,377, a median insurer-negotiated rate of $735, a Medicare rate of about $204. Most cash prices fall between $581 and $5,685 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does MRI of the knee without contrast cost without insurance?
The median cash (self-pay) price across 2206 US hospitals is $1,947. Most hospitals fall between $581 and $5,685. Prices vary widely between hospitals, so it pays to compare before you book.
What does Medicare pay for MRI of the knee without contrast?
Medicare pays about $204. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do MRI of the knee without contrast prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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