MRI of the mid-back (thoracic spine) Cost

MRI of the mid-back (thoracic spine) is a diagnostic imaging scan. Prices are from 2304 US hospitals across 52 states, from their machine-readable files.

$2,204median cash price · 2304 hospitals, 52 statestypically $634–$6,274 depending on the hospital
≈ 8.1× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,866
Cash / self-pay
$2,204
Insurer-negotiated
$780
Medicare pays
$271
$634$6,274
Median cash $2,204  ·  Medicare $271  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $2,204 — about 8.1× the Medicare rate ($271). High vs Medicare. A fair cash price is usually within ~2× Medicare ($542).

💡 Asking for the cash price instead of the $3,866 list price could save about $1,661 (43%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Sparrow Ionia Hospital Ionia, MI $336 $666 ★ 2/5 158 min 15.2%
Lower Bucks Hospital Bristol, PA $343 $353 ★ 3/5 154 min 15.2%
Central Maine Medical Center Lewiston, ME $344 $344 ★ 4/5 239 min 14.5%
Lake Huron Medical Center Port Huron, MI $345 $346 ★ 4/5 169 min 14.6%
Garden City Hospital Garden City, MI $346 $237 ★ 2/5 108 min 16.3%
Advanced Surgical Hospital Washington, PA $346 $346 14.5%
St Joseph Medical Center Kansas City, MO $347 $348 ★ 3/5 126 min 14.9%
Park Nicollet Methodist Hospital Saint Louis Park, MN $347 $365 ★ 3/5 252 min 15.4%
Southern Regional Medical Center Riverdale, GA $348 $348 ★ 1/5 260 min 15.5%
Southeastern Regional Medical Center, Inc Newnan, GA $348 $348 ★ 5/5 15.7%
Natchitoches Regional Medical Center Natchitoches, LA $348 $348 ★ 4/5 160 min 15.4%
Vhs Harlingen Hospital Company Llc Harlingen, TX $348 $368 ★ 2/5 154 min 14.6%
Knapp Medical Center Weslaco, TX $348 $349 ★ 5/5 141 min 14.4%
Mission Regional Medical Center Mission, TX $348 $388 ★ 4/5 151 min 15.2%
Dallas Medical Center Dallas, TX $348 $349 ★ 3/5 133 min 13.7%
Dallas Regional Medical Center Mesquite, TX $348 $349 ★ 3/5 168 min 14.8%
Harlingen Medical Center Harlingen, TX $348 $368 ★ 4/5 163 min 14.6%
United Memorial Medical Center Batavia, NY $348 $196 ★ 2/5 164 min 14.7%
Banner Boswell Medical Center Sun City, AZ $349 $487 ★ 3/5 227 min 14.3%
Crystal Clinic Orthopaedic Center Akron, OH $350 $4,473 ★ 5/5 14.3%
Banner Ironwood Medical Center Queen Creek, AZ $352 $487 ★ 3/5 220 min 15.3%
Arkansas Surgical Hospital No Little Rock, AR $354 $328 152 min 14.3%
University of Md Baltimore Washington Medical Center Glen Burnie, MD $356 ★ 5/5 14.5%
Roxborough Memorial Hospital Philadelphia, PA $356 $357 ★ 2/5 182 min 15.5%
St Joseph's Medical Center Yonkers, NY $361 $505 ★ 1/5 202 min 15.2%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated August 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for MRI of the mid-back (thoracic spine)

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $2,204; Medicare pays $271.

InsurerHospitalsNegotiated median
Univera 16
$186
$84 – $364
Medicaid 343
$262
$69 – $775
Independent Health 29
$267
$74 – $601
Highmark 130
$299
$133 – $760
Medicare 577
$308
$105 – $1,021
Tricare / VA 414
$317
$105 – $2,293
Amerigroup 174
$317
$147 – $848
Devoted Health 175
$339
$225 – $863
Molina Healthcare 579
$340
$110 – $1,504
Centene / Ambetter 787
$368
$128 – $1,782
SelectHealth 48
$381
$216 – $2,284
Priority Health 59
$416
$122 – $2,430
AmeriHealth 231
$420
$102 – $1,507
Geisinger 70
$430
$108 – $1,458
UPMC Health Plan 107
$447
$226 – $2,513
Anthem 582
$449
$150 – $1,884
Oscar Health 159
$477
$204 – $1,735
Bright Health 44
$491
$285 – $4,476
UCare 73
$503
$131 – $3,558
EmblemHealth 64
$505
$298 – $1,404
MVP Health Care 83
$505
$111 – $3,017
UnitedHealthcare 1555
$518
$176 – $2,938
Kaiser Permanente 230
$561
$241 – $3,567
Harvard Pilgrim 62
$574
$187 – $3,189
Blue Cross Blue Shield 1315
$592
$164 – $3,549
Humana 1036
$607
$196 – $2,449
Cigna 1174
$754
$267 – $4,098
Workers' Comp / No-Fault 151
$848
$187 – $3,662
HealthPartners 273
$921
$163 – $3,867
Aetna 1444
$966
$206 – $3,814
Medica 250
$1,209
$227 – $4,170
Health Net 337
$1,352
$267 – $6,373
Security Health Plan 64
$1,521
$185 – $3,722
Healthcare Highways 39
$1,995
$430 – $3,692
Sanford Health Plan 76
$2,084
$229 – $3,981
Coventry 160
$2,461
$273 – $5,889
AvMed 65
$3,110
$1,080 – $3,533
MultiPlan / PHCS network 886
$3,111
$492 – $6,367

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Puerto Rico$425
Rhode Island$707
Maryland$737
New Jersey$784
Arkansas$1,062
Louisiana$1,077

Prices by city

Prices by state

Does Medicare cover MRI of the mid-back (thoracic spine)?

Yes — Medicare generally covers MRI of the mid-back (thoracic spine). It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $271. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $54 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2304 US hospitals across 52 states, the typical (median) cash price is $2,204, versus a chargemaster (list) price around $3,866, a median insurer-negotiated rate of $780, a Medicare rate of about $271. Most cash prices fall between $634 and $6,274 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does MRI of the mid-back (thoracic spine) cost without insurance?
The median cash (self-pay) price across 2304 US hospitals is $2,204. Most hospitals fall between $634 and $6,274. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover MRI of the mid-back (thoracic spine)?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $271). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for MRI of the mid-back (thoracic spine)?
Medicare pays about $271. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do MRI of the mid-back (thoracic spine) prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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