Pregnancy blood test (hCG) Cost by Hospital

Pregnancy blood test (hCG) is a laboratory test. Prices are from 2169 US hospitals across 52 states, from their machine-readable files.

$70median cash price · 2169 hospitals, 52 statestypically $20–$191 depending on the hospital
≈ 9.3× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$118
Cash / self-pay
$70
Insurer-negotiated
$18
Medicare pays
$8
$20$191
Median cash $70  ·  Medicare $8  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $70 — about 9.3× the Medicare rate ($8). High vs Medicare. A fair cash price is usually within ~2× Medicare ($15).

💡 Asking for the cash price instead of the $118 list price could save about $48 (40%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
St Clair Hospital Pittsburgh, PA $11 $11 ★ 4/5 195 min 15.5%
Banner Payson Medical Center Payson, AZ $11 $10 ★ 4/5 143 min 14.4%
Hurley Medical Center Flint, MI $11 $8 ★ 2/5 169 min 15.6%
Northwest Missississippi Regional Medical Center Clarksdale, MS $11 $11 ★ 3/5 170 min 15.3%
Delta Health System-the Medical Center Greenville, MS $11 $11 ★ 1/5 283 min 15.0%
Highland Hills Medical Center Senatobia, MS $11 $11 — 126 min 14.7%
North Central Health Care Wausau, WI $11 $7 — — —
Acadia General Hospital Crowley, LA $11 $8 ★ 3/5 108 min 15.4%
Pih Health Downey Hospital Downey, CA $11 $11 ★ 4/5 240 min 16.5%
Banner Churchill Community Hospital Fallon, NV $11 $21 ★ 2/5 124 min 15.6%
Potomac Valley Hospital Keyser, WV $11 — ★ 1/5 118 min 15.5%
Surgical Institute of Reading Wyomissing, PA $11 $59 — — 16.0%
Bertrand Chaffee Hospital Springville, NY $12 $8 — 144 min 15.2%
Legacy Silverton Medical Center Silverton, OR $12 — — 140 min 14.7%
Penn State Health Holy Spirit Medical Center Camp Hill, PA $12 $11 ★ 3/5 250 min 15.3%
Heritage Valley Beaver Beaver, PA $12 $9 ★ 3/5 185 min 14.5%
Heritage Valley Sewickley Sewickley, PA $12 $9 ★ 4/5 132 min 15.1%
Grove Hill Memorial Hospital Grove Hill, AL $12 $8 — 162 min —
Benson Hospital Benson, AZ $12 $12 — 155 min —
Dunes Surgical Hospital Dakota Dunes, SD $12 $15 — — 15.3%
University of Michigan Health-Sparrow Carson Carson City, MI $12 $66 ★ 4/5 95 min 15.2%
University of Illinois Hospital and Clinics Chicago, IL $12 $6 ★ 4/5 319 min 15.9%
University of Kansas Health System-St Francis Campus Topeka, KS $12 $17 ★ 3/5 224 min 14.9%
Ochsner LSU Health Monroe Monroe, LA $12 $8 ★ 3/5 155 min 15.2%
Ochsner Medical Center Acute New Orleans, LA $13 $11 ★ 4/5 168 min 16.2%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated June 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for Pregnancy blood test (hCG)

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $70; Medicare pays $8.

InsurerHospitalsNegotiated median
Independent Health 49
$7
$2 – $8
Amerigroup 176
$8
$4 – $30
UnitedHealthcare 1507
$8
$6 – $108
Tricare / VA 442
$8
$7 – $75
Medicare 546
$8
$7 – $48
Medicaid 354
$8
$2 – $53
EmblemHealth 61
$8
$2 – $32
Univera 16
$8
$5 – $11
Devoted Health 235
$8
$8 – $8
MVP Health Care 83
$8
$2 – $89
Highmark 123
$8
$5 – $32
Molina Healthcare 553
$8
$5 – $55
Humana 1029
$8
$8 – $101
Centene / Ambetter 814
$9
$7 – $173
Bright Health 63
$9
$8 – $17
AmeriHealth 238
$10
$7 – $76
Anthem 580
$11
$6 – $78
UPMC Health Plan 84
$11
$7 – $36
Oscar Health 203
$12
$8 – $127
SelectHealth 47
$15
$8 – $97
Kaiser Permanente 233
$15
$6 – $162
Workers' Comp / No-Fault 148
$15
$13 – $173
Blue Cross Blue Shield 1313
$15
$7 – $111
Geisinger 64
$16
$8 – $39
Cigna 1161
$20
$8 – $160
Priority Health 54
$21
$5 – $90
Aetna 1389
$23
$8 – $166
Harvard Pilgrim 56
$28
$8 – $86
HealthPartners 263
$44
$8 – $139
UCare 60
$48
$8 – $88
Sanford Health Plan 68
$49
$20 – $103
Medica 235
$49
$8 – $139
Security Health Plan 50
$51
$8 – $102
Coventry 158
$56
$8 – $264
Health Net 307
$58
$8 – $366
MultiPlan / PHCS network 819
$98
$22 – $342
AvMed 57
$113
$10 – $663
Healthcare Highways 50
$133
$21 – $311

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
New Jersey$16
Puerto Rico$26
Rhode Island$28
Tennessee$29
Mississippi$29
Maryland$29

Prices by city

Chicago, ILPhiladelphia, PAAustin, TXBaltimore, MDHouston, TXCincinnati, OHNew York, NYSacramento, CADallas, TXOklahoma City, OKBaton Rouge, LACharlotte, NCFort Worth, TXLos Angeles, CAMilwaukee, WIBronx, NYBrooklyn, NYLittle Rock, AROmaha, NERochester, NYSaint Louis, MOSan Diego, CASan Francisco, CAAlbuquerque, NM

Prices by state

CaliforniaTexasOhioNew YorkIllinoisWisconsinPennsylvaniaMichiganMinnesotaNorth CarolinaLouisianaGeorgiaFloridaTennesseeIowaNebraskaColoradoMissouriOklahomaKentuckyArkansasSouth DakotaVirginiaKansasIndianaArizonaWashingtonMarylandMississippiNew JerseyWest VirginiaMassachusettsSouth CarolinaMaineAlabamaNorth DakotaMontanaOregonIdahoNew HampshireConnecticutUtahNew MexicoNevadaPuerto RicoHawaiiWyomingVermontDelawareRhode IslandAlaskaWashington DC

About these prices

Based on prices published by 2169 US hospitals across 52 states, the typical (median) cash price is $70, versus a chargemaster (list) price around $118, a median insurer-negotiated rate of $18, a Medicare rate of about $8. Most cash prices fall between $20 and $191 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does Pregnancy blood test (hCG) cost without insurance?
The median cash (self-pay) price across 2169 US hospitals is $70. Most hospitals fall between $20 and $191. Prices vary widely between hospitals, so it pays to compare before you book.
What does Medicare pay for Pregnancy blood test (hCG)?
Medicare pays about $8. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do Pregnancy blood test (hCG) prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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