Elbow replacement is a surgical procedure. Prices are from 1087 US hospitals across 50 states, from their machine-readable files.
Price comparison (median)
Typical cash price here is $7,376 — about 5.7× the Medicare rate ($1,301). High vs Medicare. A fair cash price is usually within ~2× Medicare ($2,601).
💡 Asking for the cash price instead of the $8,962 list price could save about $1,586 (18%).
Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.
Lowest cash prices
| Hospital | Location | Cash | Insurer | CMS rating | ER wait | Readmit |
|---|---|---|---|---|---|---|
| O'connor Hospital | Delhi, NY | $1,134 | $1,528 | — | 95 min | — |
| Little Falls Hospital | Little Falls, NY | $1,134 | $1,264 | ★ 2/5 | 109 min | — |
| Cobleskill Regional Hospital | Cobleskill, NY | $1,134 | $1,438 | ★ 4/5 | 111 min | — |
| Livingston Hospital and Healthcare Services, Inc | Salem, KY | $1,409 | $1,281 | ★ 4/5 | 106 min | — |
| Vanderbilt Bedford Hospital | Shelbyville, TN | $1,416 | $2,482 | ★ 4/5 | 125 min | — |
| Vanderbilt Tullahoma-Harton Hospital | Tullahoma, TN | $1,416 | $2,287 | ★ 3/5 | 168 min | — |
| Bayside Community Hospital | Anahuac, TX | $1,529 | $880 | — | 106 min | — |
| Hugh Chatham Memorial Hospital | Elkin, NC | $1,628 | $1,858 | ★ 3/5 | 168 min | — |
| Baylor Surgical Hospital at Las Colinas | Irving, TX | $1,676 | $7,048 | — | 71 min | — |
| Hospital Pavia Caguas | Caguas, PR | $1,800 | $945 | — | — | — |
| Artesia General Hospital | Artesia, NM | $1,802 | $2,763 | — | 99 min | — |
| Cedar-Sinai Marina Del Rey Hospital | Marina Del Rey, CA | $1,807 | $12,329 | ★ 4/5 | 180 min | — |
| Red Bud Regional Hospital | Red Bud, IL | $1,834 | $3,143 | ★ 4/5 | 122 min | — |
| Deaconess Hospital Inc | Evansville, IN | $1,834 | $1,773 | ★ 2/5 | 186 min | — |
| The Women's Hospital | Newburgh, IN | $1,834 | $1,958 | ★ 5/5 | 130 min | — |
| Deaconess Henderson Hospital | Henderson, KY | $1,834 | $2,098 | ★ 2/5 | 127 min | — |
| Baylor Scott and White Orthopedic and Spine Hospi | Arlington, TX | $1,912 | $6,734 | — | 130 min | — |
| Huggins Hospital | Wolfeboro, NH | $1,922 | — | ★ 4/5 | 169 min | — |
| University Medical Center | Las Vegas, NV | $1,986 | $2,251 | ★ 2/5 | 238 min | — |
| Baylor Medical Center at Trophy Club | Trophy Club, TX | $2,018 | $6,734 | — | 87 min | — |
| Children's Mercy South | Overland Park, KS | $2,061 | $2,368 | — | — | — |
| The Children's Mercy Hospital | Kansas City, MO | $2,061 | $2,368 | — | — | — |
| Ellis Hospital | Schenectady, NY | $2,151 | $2,030 | ★ 3/5 | 232 min | — |
| Southwestern Vermont Medical Center | Bennington, VT | $2,308 | — | ★ 3/5 | 202 min | — |
| Huntington Hospital | Pasadena, CA | $2,472 | $10,820 | — | 268 min | — |
CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.
What insurers pay for Elbow replacement
Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $7,376; Medicare pays $1,301.
| Insurer | Hospitals | Negotiated median |
|---|---|---|
| Medicaid | 80 |
$468 – $11,908 |
| Univera | 7 |
$154 – $1,540 |
| AmeriHealth | 106 |
$250 – $19,447 |
| Geisinger | 23 |
$272 – $26,634 |
| Priority Health | 23 |
$984 – $17,471 |
| Sanford Health Plan | 21 |
$1,317 – $32,565 |
| Medica | 41 |
$1,314 – $19,329 |
| Bright Health | 35 |
$3,280 – $8,846 |
| SelectHealth | 26 |
$3,078 – $30,130 |
| MVP Health Care | 31 |
$823 – $45,823 |
| HealthPartners | 64 |
$1,396 – $32,524 |
| Centene / Ambetter | 403 |
$948 – $22,585 |
| Aetna | 615 |
$1,554 – $21,338 |
| Molina Healthcare | 307 |
$1,307 – $19,033 |
| Cigna | 413 |
$2,191 – $35,535 |
| AvMed | 27 |
$4,163 – $14,963 |
| MultiPlan / PHCS network | 128 |
$1,669 – $29,884 |
| Oscar Health | 128 |
$6,070 – $16,248 |
| Humana | 508 |
$1,361 – $18,612 |
| Harvard Pilgrim | 12 |
$1,692 – $35,734 |
| Healthcare Highways | 31 |
$9,733 – $12,401 |
| Amerigroup | 102 |
$4,156 – $18,494 |
| UnitedHealthcare | 697 |
$1,450 – $23,366 |
| Security Health Plan | 20 |
$1,317 – $18,416 |
| Coventry | 27 |
$1,581 – $19,861 |
| Highmark | 52 |
$1,786 – $38,214 |
| Tricare / VA | 102 |
$1,219 – $21,762 |
| UPMC Health Plan | 37 |
$1,367 – $50,695 |
| Medicare | 163 |
$678 – $21,761 |
| Anthem | 280 |
$1,505 – $44,089 |
| UCare | 30 |
$991 – $32,547 |
| Blue Cross Blue Shield | 578 |
$1,361 – $44,330 |
| Health Net | 65 |
$1,235 – $38,232 |
| Devoted Health | 167 |
$16,588 – $22,053 |
| Independent Health | 9 |
$4,127 – $30,174 |
| EmblemHealth | 40 |
$4,127 – $138,327 |
| Kaiser Permanente | 98 |
$2,068 – $69,590 |
| Workers' Comp / No-Fault | 18 |
$1,275 – $30,742 |
Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.
Where it’s cheapest
| State | Median cash |
|---|---|
| Kentucky | $1,621 |
| New Mexico | $1,802 |
| Indiana | $1,834 |
| Tennessee | $2,637 |
| Arkansas | $2,697 |
| North Dakota | $2,970 |
Prices by city
Prices by state
Does Medicare cover Elbow replacement?
Yes — Medicare generally covers Elbow replacement. It is typically an inpatient service, so Medicare Part A (hospital insurance) pays the hospital a bundled rate — Medicare’s benchmark payment is about $1,301. Your own cost is mainly the Part A hospital deductible for the benefit period (a flat amount, not a percentage), plus any physician (Part B) charges. A Medicare Advantage or Medigap plan can change what you owe.
General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.
About these prices
Based on prices published by 1087 US hospitals across 50 states, the typical (median) cash price is $7,376, versus a chargemaster (list) price around $8,962, a median insurer-negotiated rate of $15,362, a Medicare rate of about $1,301. Most cash prices fall between $1,738 and $34,412 — a wide spread, which is exactly why comparing hospitals pays off.
How to save
- Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
- Compare several nearby hospitals; prices for the same service can differ severalfold.
- Request a written estimate and the billing code (CPT/DRG) before scheduling.
- Use the Medicare benchmark above to judge whether a quote is reasonable.
- If you are uninsured, ask about financial assistance or prompt-pay discounts.
Frequently asked questions
How much does Elbow replacement cost without insurance?
Does Medicare cover Elbow replacement?
What does Medicare pay for Elbow replacement?
Why do Elbow replacement prices vary between hospitals?
Is the cash price lower than using insurance?
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