Elbow replacement is a surgical procedure. Prices are from 1068 US hospitals across 50 states, from their machine-readable files.
Price comparison (median)
Typical cash price here is $5,807 — about 4.5× the Medicare rate ($1,301). High vs Medicare. A fair cash price is usually within ~2× Medicare ($2,601).
💡 Asking for the cash price instead of the $8,590 list price could save about $2,783 (32%).
Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.
Lowest cash prices
| Hospital | Location | Cash | Insurer | CMS rating | ER wait | Readmit |
|---|---|---|---|---|---|---|
| Westfield Memorial Hospital, Inc | Westfield, NY | $898 | $1,786 | — | 114 min | 14.8% |
| Canonsburg General Hospital | Canonsburg, PA | $898 | $1,500 | ★ 3/5 | 155 min | 15.6% |
| Forbes Hospital | Monroeville, PA | $898 | $1,500 | ★ 3/5 | 252 min | 16.5% |
| Grove City Medical Center | Grove City, PA | $939 | $1,540 | ★ 4/5 | 147 min | 14.1% |
| Adventist Health Tulare | Tulare, CA | $947 | $1,291 | ★ 3/5 | 195 min | 15.0% |
| Allegheny Valley Hospital | Natrona, PA | $980 | $1,500 | ★ 4/5 | 201 min | 15.7% |
| Allegheny General Hospital | Pittsburgh, PA | $980 | $1,500 | ★ 3/5 | 274 min | 14.7% |
| Ahn Wexford Hospital | Wexford, PA | $1,062 | $1,889 | ★ 5/5 | 186 min | 15.3% |
| West Penn Hospital | Pittsburgh, PA | $1,102 | $1,889 | ★ 3/5 | 203 min | 16.3% |
| O'connor Hospital | Delhi, NY | $1,134 | $1,528 | — | 88 min | 14.7% |
| Little Falls Hospital | Little Falls, NY | $1,134 | $1,264 | ★ 2/5 | 110 min | 15.7% |
| Cobleskill Regional Hospital | Cobleskill, NY | $1,134 | $1,438 | ★ 4/5 | 109 min | 14.6% |
| Livingston Hospital and Healthcare Services, Inc | Salem, KY | $1,368 | $1,225 | ★ 4/5 | 103 min | 15.6% |
| Vanderbilt Bedford Hospital | Shelbyville, TN | $1,416 | $2,482 | ★ 4/5 | 123 min | 13.6% |
| Vanderbilt Tullahoma-Harton Hospital | Tullahoma, TN | $1,416 | $2,287 | ★ 3/5 | 173 min | 15.1% |
| Hugh Chatham Memorial Hospital | Elkin, NC | $1,628 | $1,858 | ★ 3/5 | 171 min | 15.1% |
| Baylor Surgical Hospital at Las Colinas | Irving, TX | $1,676 | $7,048 | — | 71 min | 14.9% |
| Hospital Pavia Caguas | Caguas, PR | $1,800 | $945 | — | — | 17.1% |
| Artesia General Hospital | Artesia, NM | $1,802 | $2,763 | — | 101 min | 15.0% |
| Cedar-Sinai Marina Del Rey Hospital | Marina Del Rey, CA | $1,807 | $12,329 | ★ 4/5 | 180 min | 15.1% |
| Red Bud Regional Hospital | Red Bud, IL | $1,834 | $3,143 | ★ 4/5 | 121 min | 15.6% |
| Deaconess Hospital Inc | Evansville, IN | $1,834 | $1,773 | ★ 2/5 | 189 min | 15.3% |
| The Women's Hospital | Newburgh, IN | $1,834 | $1,958 | ★ 5/5 | 128 min | — |
| Deaconess Henderson Hospital | Henderson, KY | $1,834 | $2,098 | ★ 2/5 | 127 min | 15.1% |
| Baylor Scott and White Orthopedic and Spine Hospi | Arlington, TX | $1,912 | $6,734 | — | 117 min | 14.6% |
CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated August 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.
What insurers pay for Elbow replacement
Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $5,807; Medicare pays $1,301.
| Insurer | Hospitals | Negotiated median |
|---|---|---|
| Medicaid | 78 |
$468 – $11,908 |
| Univera | 7 |
$154 – $1,540 |
| AmeriHealth | 103 |
$227 – $19,191 |
| Geisinger | 21 |
$272 – $22,043 |
| Priority Health | 24 |
$998 – $17,471 |
| Sanford Health Plan | 21 |
$1,317 – $32,565 |
| Medica | 41 |
$1,314 – $19,329 |
| Bright Health | 35 |
$3,280 – $8,846 |
| SelectHealth | 26 |
$3,078 – $30,130 |
| Centene / Ambetter | 387 |
$948 – $22,585 |
| MVP Health Care | 31 |
$823 – $43,512 |
| HealthPartners | 62 |
$1,396 – $32,524 |
| Aetna | 594 |
$1,581 – $21,338 |
| Molina Healthcare | 305 |
$1,307 – $19,284 |
| Cigna | 404 |
$2,214 – $35,535 |
| AvMed | 27 |
$4,163 – $14,963 |
| MultiPlan / PHCS network | 126 |
$1,704 – $29,884 |
| Oscar Health | 116 |
$6,070 – $16,180 |
| Humana | 499 |
$1,361 – $18,524 |
| Harvard Pilgrim | 12 |
$1,692 – $35,734 |
| Healthcare Highways | 31 |
$9,733 – $12,401 |
| Amerigroup | 101 |
$3,977 – $18,494 |
| UnitedHealthcare | 677 |
$1,431 – $23,366 |
| Security Health Plan | 20 |
$1,317 – $18,416 |
| Coventry | 25 |
$1,581 – $21,363 |
| Tricare / VA | 100 |
$1,219 – $21,762 |
| Highmark | 45 |
$1,786 – $38,214 |
| UPMC Health Plan | 33 |
$1,289 – $50,695 |
| Medicare | 161 |
$678 – $21,761 |
| Anthem | 265 |
$1,537 – $44,089 |
| Health Net | 63 |
$1,195 – $39,021 |
| Blue Cross Blue Shield | 572 |
$1,347 – $43,533 |
| UCare | 30 |
$991 – $32,547 |
| Devoted Health | 163 |
$16,588 – $22,053 |
| Independent Health | 9 |
$4,127 – $30,174 |
| Kaiser Permanente | 98 |
$2,068 – $69,590 |
| EmblemHealth | 26 |
$4,127 – $138,327 |
| Workers' Comp / No-Fault | 18 |
$1,275 – $30,742 |
Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.
Where it’s cheapest
| State | Median cash |
|---|---|
| Kentucky | $1,601 |
| New Mexico | $1,802 |
| Indiana | $1,834 |
| Missouri | $2,061 |
| Tennessee | $2,637 |
| Arkansas | $2,697 |
Prices by city
Prices by state
Does Medicare cover Elbow replacement?
Yes — Medicare generally covers Elbow replacement. It is typically an inpatient service, so Medicare Part A (hospital insurance) pays the hospital a bundled rate — Medicare’s benchmark payment is about $1,301. Your own cost is mainly the Part A hospital deductible for the benefit period (a flat amount, not a percentage), plus any physician (Part B) charges. A Medicare Advantage or Medigap plan can change what you owe.
General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.
About these prices
Based on prices published by 1068 US hospitals across 50 states, the typical (median) cash price is $5,807, versus a chargemaster (list) price around $8,590, a median insurer-negotiated rate of $15,165, a Medicare rate of about $1,301. Most cash prices fall between $1,416 and $34,412 — a wide spread, which is exactly why comparing hospitals pays off.
How to save
- Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
- Compare several nearby hospitals; prices for the same service can differ severalfold.
- Request a written estimate and the billing code (CPT/DRG) before scheduling.
- Use the Medicare benchmark above to judge whether a quote is reasonable.
- If you are uninsured, ask about financial assistance or prompt-pay discounts.
Frequently asked questions
How much does Elbow replacement cost without insurance?
Does Medicare cover Elbow replacement?
What does Medicare pay for Elbow replacement?
Why do Elbow replacement prices vary between hospitals?
Is the cash price lower than using insurance?
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