Cardiac stress test Cost by Hospital

Cardiac stress test is a heart-related test or procedure. Prices are from 2120 US hospitals across 52 states, from their machine-readable files.

$740median cash price · 2120 hospitals, 52 statestypically $215–$1,957 depending on the hospital
≈ 18.9× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$1,322
Cash / self-pay
$740
Insurer-negotiated
$350
Medicare pays
$39
$215$1,957
Median cash $740  ·  Medicare $39  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $740 — about 18.9× the Medicare rate ($39). High vs Medicare. A fair cash price is usually within ~2× Medicare ($78).

💡 Asking for the cash price instead of the $1,322 list price could save about $582 (44%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Calais Community Hospital Calais, ME $111 $86 — 154 min —
North Valley Health Center Warren, MN $111 $440 — 114 min —
Prosser Memorial Hospital Prosser, WA $111 $49 ★ 3/5 112 min —
Holy Cross Hospital Nogales, AZ $113 $111 — 144 min —
Holy Cross Hospital Silver Spring, MD $113 $111 ★ 2/5 314 min —
Maimonides Medical Center Brooklyn, NY $115 — ★ 2/5 208 min —
Titus Regional Medical Center Mount Pleasant, TX $116 $47 ★ 3/5 198 min —
Baptist Memorial Hospital Jonesboro, Inc. Jonesboro, AR $118 $430 ★ 3/5 128 min —
Baptist Memorial Hospital-Crittenden, Inc West Memphis, AR $118 $430 — 139 min —
Baptist Memorial Hospital Union County New Albany, MS $118 $430 ★ 4/5 144 min —
Baptist Memorial Hospital North Ms Oxford, MS $118 $430 ★ 4/5 157 min —
Baptist Memorial Hospital Booneville Booneville, MS $118 $430 ★ 3/5 99 min —
Mississippi Baptist Medical Center Jackson, MS $118 $430 ★ 2/5 211 min —
Baptist Memorial Hospital Desoto Southaven, MS $118 $430 ★ 3/5 259 min —
Baptist Medical Center-Yazoo Yazoo City, MS $118 $430 — 82 min —
Baptist Medical Center-Leake Carthage, MS $118 $430 ★ 2/5 94 min —
Baptist Medical Center Attala Kosciusko, MS $118 $430 — 77 min —
Baptist Memorial Hospital-Carroll County Huntingdon, TN $118 $430 ★ 4/5 119 min —
Baptist Memorial Hospital Memphis, TN $118 $430 ★ 3/5 182 min —
Baptist Memorial Hospital Tipton Covington, TN $118 $430 ★ 3/5 149 min —
University of Iowa Health Care Medical Center Down Iowa City, IA $118 $118 ★ 4/5 149 min —
University of Iowa Hospital & Clinics Iowa City, IA $118 $118 ★ 2/5 210 min —
Medstar Montgomery Medical Center Olney, MD $119 $122 ★ 3/5 259 min —
Medstar Southern Maryland Hospital Center Clinton, MD $119 $122 ★ 2/5 356 min —
Pratt Regional Medical Center Pratt, KS $122 $148 ★ 4/5 100 min —

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for Cardiac stress test

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $740; Medicare pays $39.

InsurerHospitalsNegotiated median
Univera 16
$30
$12 – $100
Medicaid 329
$30
$9 – $263
Medicare 536
$43
$13 – $361
Highmark 130
$49
$16 – $471
Independent Health 28
$61
$15 – $376
Geisinger 67
$144
$21 – $1,097
Anthem 527
$147
$14 – $1,026
Molina Healthcare 535
$150
$14 – $693
MVP Health Care 83
$154
$18 – $1,011
AmeriHealth 227
$162
$15 – $829
Amerigroup 149
$167
$22 – $674
UPMC Health Plan 110
$204
$49 – $1,075
Priority Health 57
$215
$19 – $972
Centene / Ambetter 765
$215
$14 – $684
Tricare / VA 396
$216
$13 – $607
Harvard Pilgrim 50
$228
$36 – $1,043
Blue Cross Blue Shield 1212
$233
$18 – $1,224
HealthPartners 267
$242
$27 – $1,146
Humana 1017
$277
$16 – $1,276
EmblemHealth 80
$284
$30 – $1,703
Devoted Health 175
$287
$39 – $533
UnitedHealthcare 1446
$303
$29 – $1,422
Medica 230
$303
$38 – $1,283
SelectHealth 47
$311
$32 – $1,610
UCare 75
$314
$14 – $878
Kaiser Permanente 215
$319
$19 – $1,514
Workers' Comp / No-Fault 138
$339
$85 – $1,350
Aetna 1350
$387
$35 – $1,755
Security Health Plan 61
$408
$37 – $958
Sanford Health Plan 73
$429
$24 – $1,098
Bright Health 57
$540
$304 – $1,936
Oscar Health 234
$548
$44 – $1,213
Health Net 312
$623
$36 – $2,203
Cigna 1079
$660
$52 – $1,986
Coventry 159
$959
$39 – $2,252
Healthcare Highways 44
$999
$416 – $1,770
MultiPlan / PHCS network 875
$1,067
$104 – $2,794
AvMed 66
$1,150
$138 – $2,421

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Maryland$144
Arkansas$254
Tennessee$270
Rhode Island$274
Montana$280
Mississippi$287

Prices by city

Prices by state

Doctors who perform this

Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.

Does Medicare cover Cardiac stress test?

Yes — Medicare generally covers Cardiac stress test. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $39. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $8 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2120 US hospitals across 52 states, the typical (median) cash price is $740, versus a chargemaster (list) price around $1,322, a median insurer-negotiated rate of $350, a Medicare rate of about $39. Most cash prices fall between $215 and $1,957 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does Cardiac stress test cost without insurance?
The median cash (self-pay) price across 2120 US hospitals is $740. Most hospitals fall between $215 and $1,957. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover Cardiac stress test?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $39). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for Cardiac stress test?
Medicare pays about $39. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do Cardiac stress test prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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