Cardiac stress test is a heart-related test or procedure. Prices are from 2120 US hospitals across 52 states, from their machine-readable files.
Price comparison (median)
Typical cash price here is $740 — about 18.9× the Medicare rate ($39). High vs Medicare. A fair cash price is usually within ~2× Medicare ($78).
💡 Asking for the cash price instead of the $1,322 list price could save about $582 (44%).
Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.
Lowest cash prices
| Hospital | Location | Cash | Insurer | CMS rating | ER wait | Readmit |
|---|---|---|---|---|---|---|
| Calais Community Hospital | Calais, ME | $111 | $86 | — | 154 min | — |
| North Valley Health Center | Warren, MN | $111 | $440 | — | 114 min | — |
| Prosser Memorial Hospital | Prosser, WA | $111 | $49 | ★ 3/5 | 112 min | — |
| Holy Cross Hospital | Nogales, AZ | $113 | $111 | — | 144 min | — |
| Holy Cross Hospital | Silver Spring, MD | $113 | $111 | ★ 2/5 | 314 min | — |
| Maimonides Medical Center | Brooklyn, NY | $115 | — | ★ 2/5 | 208 min | — |
| Titus Regional Medical Center | Mount Pleasant, TX | $116 | $47 | ★ 3/5 | 198 min | — |
| Baptist Memorial Hospital Jonesboro, Inc. | Jonesboro, AR | $118 | $430 | ★ 3/5 | 128 min | — |
| Baptist Memorial Hospital-Crittenden, Inc | West Memphis, AR | $118 | $430 | — | 139 min | — |
| Baptist Memorial Hospital Union County | New Albany, MS | $118 | $430 | ★ 4/5 | 144 min | — |
| Baptist Memorial Hospital North Ms | Oxford, MS | $118 | $430 | ★ 4/5 | 157 min | — |
| Baptist Memorial Hospital Booneville | Booneville, MS | $118 | $430 | ★ 3/5 | 99 min | — |
| Mississippi Baptist Medical Center | Jackson, MS | $118 | $430 | ★ 2/5 | 211 min | — |
| Baptist Memorial Hospital Desoto | Southaven, MS | $118 | $430 | ★ 3/5 | 259 min | — |
| Baptist Medical Center-Yazoo | Yazoo City, MS | $118 | $430 | — | 82 min | — |
| Baptist Medical Center-Leake | Carthage, MS | $118 | $430 | ★ 2/5 | 94 min | — |
| Baptist Medical Center Attala | Kosciusko, MS | $118 | $430 | — | 77 min | — |
| Baptist Memorial Hospital-Carroll County | Huntingdon, TN | $118 | $430 | ★ 4/5 | 119 min | — |
| Baptist Memorial Hospital | Memphis, TN | $118 | $430 | ★ 3/5 | 182 min | — |
| Baptist Memorial Hospital Tipton | Covington, TN | $118 | $430 | ★ 3/5 | 149 min | — |
| University of Iowa Health Care Medical Center Down | Iowa City, IA | $118 | $118 | ★ 4/5 | 149 min | — |
| University of Iowa Hospital & Clinics | Iowa City, IA | $118 | $118 | ★ 2/5 | 210 min | — |
| Medstar Montgomery Medical Center | Olney, MD | $119 | $122 | ★ 3/5 | 259 min | — |
| Medstar Southern Maryland Hospital Center | Clinton, MD | $119 | $122 | ★ 2/5 | 356 min | — |
| Pratt Regional Medical Center | Pratt, KS | $122 | $148 | ★ 4/5 | 100 min | — |
CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.
What insurers pay for Cardiac stress test
Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $740; Medicare pays $39.
| Insurer | Hospitals | Negotiated median |
|---|---|---|
| Univera | 16 |
$12 – $100 |
| Medicaid | 329 |
$9 – $263 |
| Medicare | 536 |
$13 – $361 |
| Highmark | 130 |
$16 – $471 |
| Independent Health | 28 |
$15 – $376 |
| Geisinger | 67 |
$21 – $1,097 |
| Anthem | 527 |
$14 – $1,026 |
| Molina Healthcare | 535 |
$14 – $693 |
| MVP Health Care | 83 |
$18 – $1,011 |
| AmeriHealth | 227 |
$15 – $829 |
| Amerigroup | 149 |
$22 – $674 |
| UPMC Health Plan | 110 |
$49 – $1,075 |
| Priority Health | 57 |
$19 – $972 |
| Centene / Ambetter | 765 |
$14 – $684 |
| Tricare / VA | 396 |
$13 – $607 |
| Harvard Pilgrim | 50 |
$36 – $1,043 |
| Blue Cross Blue Shield | 1212 |
$18 – $1,224 |
| HealthPartners | 267 |
$27 – $1,146 |
| Humana | 1017 |
$16 – $1,276 |
| EmblemHealth | 80 |
$30 – $1,703 |
| Devoted Health | 175 |
$39 – $533 |
| UnitedHealthcare | 1446 |
$29 – $1,422 |
| Medica | 230 |
$38 – $1,283 |
| SelectHealth | 47 |
$32 – $1,610 |
| UCare | 75 |
$14 – $878 |
| Kaiser Permanente | 215 |
$19 – $1,514 |
| Workers' Comp / No-Fault | 138 |
$85 – $1,350 |
| Aetna | 1350 |
$35 – $1,755 |
| Security Health Plan | 61 |
$37 – $958 |
| Sanford Health Plan | 73 |
$24 – $1,098 |
| Bright Health | 57 |
$304 – $1,936 |
| Oscar Health | 234 |
$44 – $1,213 |
| Health Net | 312 |
$36 – $2,203 |
| Cigna | 1079 |
$52 – $1,986 |
| Coventry | 159 |
$39 – $2,252 |
| Healthcare Highways | 44 |
$416 – $1,770 |
| MultiPlan / PHCS network | 875 |
$104 – $2,794 |
| AvMed | 66 |
$138 – $2,421 |
Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.
Where it’s cheapest
| State | Median cash |
|---|---|
| Maryland | $144 |
| Arkansas | $254 |
| Tennessee | $270 |
| Rhode Island | $274 |
| Montana | $280 |
| Mississippi | $287 |
Prices by city
Prices by state
Doctors who perform this
Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.
| Clinician | Specialty | Location | Medicare services |
|---|---|---|---|
| Mohamed Khan, M.D. | Interventional Cardiology | Redding, CA | 2,222 |
| Victor Gabrielian, M.D. | Cardiology | Arcadia, CA | 1,776 |
| B Chandramouli, MD | Cardiology | Redding, CA | 1,369 |
| Mark Anderson, M.D. | Cardiology | Oklahoma City, OK | 1,343 |
| Richard Jacaruso, D.O. | Cardiology | Garden City, NY | 1,256 |
| Kevin Boran, M.D., FACC, FSCAI | Interventional Cardiology | Fresno, CA | 1,178 |
| Daniel Riegel, M.D. | Cardiology | Howard Beach, NY | 1,161 |
| Omar Husseini, M.D. | Cardiology | Munster, IN | 1,145 |
| Sean Hayes, MD | Diagnostic Radiology | West Hollywood, CA | 1,126 |
| Hanumandla Reddy, M.D | Cardiology | Hanford, CA | 1,114 |
| Milind Parikh, D.O. | Cardiology | Chula Vista, CA | 1,094 |
| Stephen Savran, MD | Cardiology | Las Vegas, NV | 1,063 |
Does Medicare cover Cardiac stress test?
Yes — Medicare generally covers Cardiac stress test. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $39. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $8 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.
General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.
About these prices
Based on prices published by 2120 US hospitals across 52 states, the typical (median) cash price is $740, versus a chargemaster (list) price around $1,322, a median insurer-negotiated rate of $350, a Medicare rate of about $39. Most cash prices fall between $215 and $1,957 — a wide spread, which is exactly why comparing hospitals pays off.
How to save
- Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
- Compare several nearby hospitals; prices for the same service can differ severalfold.
- Request a written estimate and the billing code (CPT/DRG) before scheduling.
- Use the Medicare benchmark above to judge whether a quote is reasonable.
- If you are uninsured, ask about financial assistance or prompt-pay discounts.
Frequently asked questions
How much does Cardiac stress test cost without insurance?
Does Medicare cover Cardiac stress test?
What does Medicare pay for Cardiac stress test?
Why do Cardiac stress test prices vary between hospitals?
Is the cash price lower than using insurance?
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