Cortisol test is a laboratory test. Prices are from 2343 US hospitals across 52 states, from their machine-readable files.
Price comparison (median)
Typical cash price here is $93 — about 5.7× the Medicare rate ($16). High vs Medicare. A fair cash price is usually within ~2× Medicare ($33).
💡 Asking for the cash price instead of the $169 list price could save about $76 (45%).
Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.
Lowest cash prices
| Hospital | Location | Cash | Insurer | CMS rating | ER wait | Readmit |
|---|---|---|---|---|---|---|
| Tulsa Spine & Specialty Hospital | Tulsa, OK | $14 | $14 | — | 191 min | — |
| Kaweah Health Medical Center | Visalia, CA | $14 | $76 | ★ 3/5 | 254 min | — |
| University of Michigan Health-Sparrow Carson | Carson City, MI | $15 | $45 | ★ 4/5 | 91 min | — |
| Edward W Sparrow Hospital | Lansing, MI | $15 | $36 | ★ 3/5 | 299 min | — |
| University of Michigan Health-Sparrow Clinton | Saint Johns, MI | $15 | $25 | ★ 4/5 | 182 min | — |
| Sparrow Ionia Hospital | Ionia, MI | $15 | $25 | ★ 2/5 | 158 min | — |
| Brattleboro Retreat | Brattleboro, VT | $15 | — | — | — | — |
| El Paso Children's Hospital | El Paso, TX | $15 | $30 | — | — | — |
| University of Ks Hlth System Great Bend Campus | Great Bend, KS | $15 | $46 | ★ 4/5 | 107 min | — |
| San Gorgonio Memorial Hospital | Banning, CA | $15 | $17 | ★ 3/5 | 194 min | — |
| Riverview Regional Medical Center | Gadsden, AL | $16 | $16 | ★ 3/5 | 155 min | — |
| Paradise Valley Hospital | National City, CA | $16 | $17 | ★ 3/5 | 188 min | — |
| Saint Francis Medical Center | Lynwood, CA | $16 | $17 | ★ 3/5 | 238 min | — |
| Encino Hospital Medical Center | Encino, CA | $16 | $16 | ★ 3/5 | 134 min | — |
| Garden Grove Hospital & Medical Center | Garden Grove, CA | $16 | $16 | ★ 2/5 | 134 min | — |
| West Anaheim Medical Center | Anaheim, CA | $16 | $17 | ★ 2/5 | 190 min | — |
| Huntington Beach Hospital | Huntington Beach, CA | $16 | $17 | ★ 1/5 | 158 min | — |
| La Palma Intercommunity Hospital | La Palma, CA | $16 | $17 | ★ 3/5 | 204 min | — |
| Chino Valley Medical Center | Chino, CA | $16 | $16 | ★ 4/5 | 174 min | — |
| San Dimas Community Hospital | San Dimas, CA | $16 | $16 | ★ 2/5 | 147 min | — |
| Desert Valley Hospital | Victorville, CA | $16 | $17 | ★ 3/5 | 167 min | — |
| Sherman Oaks Hospital | Sherman Oaks, CA | $16 | $16 | ★ 2/5 | 140 min | — |
| Montclair Hospital Medical Center | Montclair, CA | $16 | $16 | ★ 3/5 | 153 min | — |
| Shasta Regional Medical Center | Redding, CA | $16 | $17 | ★ 2/5 | 156 min | — |
| Southern Regional Medical Center | Riverdale, GA | $16 | $16 | ★ 1/5 | 265 min | — |
CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.
What insurers pay for Cortisol test
Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $93; Medicare pays $16.
| Insurer | Hospitals | Negotiated median |
|---|---|---|
| Medicare | 579 |
$16 – $61 |
| Medicaid | 367 |
$10 – $58 |
| Geisinger | 69 |
$15 – $79 |
| Independent Health | 51 |
$14 – $17 |
| Devoted Health | 257 |
$16 – $30 |
| Amerigroup | 181 |
$14 – $63 |
| Tricare / VA | 457 |
$14 – $88 |
| UnitedHealthcare | 1594 |
$14 – $150 |
| UPMC Health Plan | 104 |
$14 – $99 |
| AmeriHealth | 253 |
$14 – $60 |
| Molina Healthcare | 589 |
$11 – $62 |
| Univera | 16 |
$16 – $24 |
| Highmark | 129 |
$11 – $92 |
| Humana | 1094 |
$16 – $172 |
| Centene / Ambetter | 849 |
$14 – $123 |
| Bright Health | 62 |
$16 – $271 |
| Anthem | 623 |
$14 – $117 |
| Oscar Health | 232 |
$16 – $111 |
| UCare | 65 |
$16 – $102 |
| MVP Health Care | 82 |
$14 – $181 |
| Kaiser Permanente | 229 |
$13 – $202 |
| Workers' Comp / No-Fault | 148 |
$17 – $365 |
| Blue Cross Blue Shield | 1351 |
$16 – $183 |
| SelectHealth | 47 |
$16 – $152 |
| Health Net | 314 |
$10 – $291 |
| AvMed | 63 |
$9 – $271 |
| Priority Health | 57 |
$11 – $126 |
| Harvard Pilgrim | 58 |
$16 – $157 |
| Aetna | 1465 |
$16 – $202 |
| Medica | 243 |
$17 – $174 |
| EmblemHealth | 75 |
$16 – $94 |
| HealthPartners | 270 |
$16 – $176 |
| Coventry | 170 |
$16 – $228 |
| Cigna | 1236 |
$16 – $218 |
| Sanford Health Plan | 71 |
$21 – $162 |
| Security Health Plan | 54 |
$16 – $172 |
| MultiPlan / PHCS network | 899 |
$27 – $295 |
| Healthcare Highways | 51 |
$46 – $388 |
Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.
Where it’s cheapest
| State | Median cash |
|---|---|
| New Jersey | $30 |
| Maryland | $43 |
| Mississippi | $51 |
| Tennessee | $51 |
| Rhode Island | $51 |
| New York | $52 |
Prices by city
Prices by state
Doctors who perform this
Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.
| Clinician | Specialty | Location | Medicare services |
|---|---|---|---|
| Irfan Fazil, M.D. | Internal Medicine | Yuma, AZ | 15,185 |
| Pauline Dell, FNP-C | Nurse Practitioner | Yuma, AZ | 13,919 |
| Shahid Mansoor, MD | Nephrology | Yuma, AZ | 12,208 |
| Brenda Ellingson, NP | Nurse Practitioner | Yuma, AZ | 10,445 |
| Rocio Eleid, M.D. | Nephrology | Yuma, AZ | 9,831 |
| Yelena Sokolova, MD | Rheumatology | Brooklyn, NY | 1,539 |
| Marina Sherman, NP | Nurse Practitioner | Brooklyn, NY | 1,175 |
| David Klein, M.D.,FACA,FACPM | General Practice | Longwood, FL | 1,023 |
| Russell Dambra, MD | Endocrinology | New Hyde Park, NY | 871 |
| Al Franco, M.D. | Rheumatology | Riverside, CA | 820 |
| Timothy Gabriel, M.D. | Internal Medicine | Toms River, NJ | 487 |
| Ram Vasudevan, M. D. | Cardiology | Ocala, FL | 471 |
Does Medicare cover Cortisol test?
Yes — Medicare generally covers Cortisol test. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $16. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $3 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.
General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.
About these prices
Based on prices published by 2343 US hospitals across 52 states, the typical (median) cash price is $93, versus a chargemaster (list) price around $169, a median insurer-negotiated rate of $33, a Medicare rate of about $16. Most cash prices fall between $27 and $262 — a wide spread, which is exactly why comparing hospitals pays off.
How to save
- Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
- Compare several nearby hospitals; prices for the same service can differ severalfold.
- Request a written estimate and the billing code (CPT/DRG) before scheduling.
- Use the Medicare benchmark above to judge whether a quote is reasonable.
- If you are uninsured, ask about financial assistance or prompt-pay discounts.
Frequently asked questions
How much does Cortisol test cost without insurance?
Does Medicare cover Cortisol test?
What does Medicare pay for Cortisol test?
Why do Cortisol test prices vary between hospitals?
Is the cash price lower than using insurance?
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