HDL cholesterol test Cost by Hospital

HDL cholesterol test is a laboratory test. Prices are from 2158 US hospitals across 52 states, from their machine-readable files.

$50median cash price · 2158 hospitals, 52 statestypically $16–$155 depending on the hospital
≈ 6.0× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$90
Cash / self-pay
$50
Insurer-negotiated
$16
Medicare pays
$8
$16$155
Median cash $50  ·  Medicare $8  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $50 — about 6.0× the Medicare rate ($8). High vs Medicare. A fair cash price is usually within ~2× Medicare ($16).

💡 Asking for the cash price instead of the $90 list price could save about $40 (45%).

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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
El Paso Children's Hospital El Paso, TX $8 $15 — — —
Banner-University Medical Center South Campus Tucson, AZ $8 $10 ★ 4/5 260 min —
Riverview Regional Medical Center Gadsden, AL $8 $8 ★ 3/5 155 min —
Garden Grove Hospital & Medical Center Garden Grove, CA $8 $8 ★ 2/5 134 min —
West Anaheim Medical Center Anaheim, CA $8 $8 ★ 2/5 190 min —
Huntington Beach Hospital Huntington Beach, CA $8 $8 ★ 1/5 158 min —
La Palma Intercommunity Hospital La Palma, CA $8 $8 ★ 3/5 204 min —
Chino Valley Medical Center Chino, CA $8 $8 ★ 4/5 174 min —
San Dimas Community Hospital San Dimas, CA $8 $8 ★ 2/5 147 min —
Desert Valley Hospital Victorville, CA $8 $8 ★ 3/5 167 min —
Sherman Oaks Hospital Sherman Oaks, CA $8 $8 ★ 2/5 140 min —
Montclair Hospital Medical Center Montclair, CA $8 $8 ★ 3/5 153 min —
Shasta Regional Medical Center Redding, CA $8 $8 ★ 2/5 156 min —
Southern Regional Medical Center Riverdale, GA $8 $8 ★ 1/5 265 min —
Southeastern Regional Medical Center, Inc Newnan, GA $8 $8 ★ 5/5 — —
Amita Health Resurrection Medical Center Chicago, IL $8 $8 ★ 3/5 186 min —
Monroe Hospital Bloomington, IN $8 $8 ★ 4/5 108 min —
Central Maine Medical Center Lewiston, ME $8 $8 ★ 4/5 253 min —
Lake Huron Medical Center Port Huron, MI $8 $8 ★ 4/5 168 min —
Garden City Hospital Garden City, MI $8 $8 ★ 2/5 114 min —
St Joseph Medical Center Kansas City, MO $8 $8 ★ 3/5 124 min —
North Vista Hospital North Las Vegas, NV $8 $8 ★ 3/5 131 min —
Saint Mary's Regional Medical Center Reno, NV $8 $9 ★ 4/5 140 min —
St Mary's General Hospital Passaic, NJ $8 $8 ★ 3/5 182 min —
Saint Clare's Hospital/ Denville Campus Denville, NJ $8 $8 ★ 2/5 166 min —

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for HDL cholesterol test

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $50; Medicare pays $8.

InsurerHospitalsNegotiated median
Amerigroup 173
$8
$7 – $20
UnitedHealthcare 1472
$8
$7 – $70
Tricare / VA 435
$8
$7 – $48
Medicare 531
$8
$8 – $41
Medicaid 337
$8
$5 – $58
MVP Health Care 79
$8
$5 – $67
Independent Health 51
$8
$7 – $9
Univera 16
$8
$6 – $12
Highmark 124
$9
$5 – $31
Devoted Health 254
$9
$8 – $9
AmeriHealth 248
$9
$7 – $33
Molina Healthcare 555
$9
$6 – $35
Bright Health 64
$9
$8 – $16
Centene / Ambetter 798
$10
$8 – $69
UPMC Health Plan 103
$10
$8 – $46
EmblemHealth 72
$11
$5 – $53
Kaiser Permanente 224
$11
$6 – $110
Geisinger 69
$11
$8 – $41
Humana 1037
$12
$8 – $91
Anthem 588
$13
$5 – $55
Oscar Health 226
$14
$8 – $38
SelectHealth 47
$16
$8 – $94
Priority Health 47
$16
$4 – $69
Blue Cross Blue Shield 1251
$17
$8 – $86
Aetna 1385
$20
$8 – $104
Cigna 1175
$21
$8 – $96
Health Net 299
$23
$7 – $303
Medica 205
$26
$8 – $93
HealthPartners 227
$28
$8 – $90
UCare 64
$29
$8 – $78
Harvard Pilgrim 49
$30
$8 – $73
Sanford Health Plan 68
$30
$17 – $84
Security Health Plan 51
$38
$8 – $61
Workers' Comp / No-Fault 143
$43
$11 – $140
Coventry 161
$50
$8 – $134
MultiPlan / PHCS network 857
$62
$14 – $276
AvMed 59
$68
$13 – $344
Healthcare Highways 48
$98
$16 – $251

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
New Jersey$9
Rhode Island$25
Tennessee$25
New York$26
Oregon$34
Louisiana$34

Prices by city

Prices by state

Doctors who perform this

Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.

Does Medicare cover HDL cholesterol test?

Yes — Medicare generally covers HDL cholesterol test. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $8. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $2 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2158 US hospitals across 52 states, the typical (median) cash price is $50, versus a chargemaster (list) price around $90, a median insurer-negotiated rate of $16, a Medicare rate of about $8. Most cash prices fall between $16 and $155 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does HDL cholesterol test cost without insurance?
The median cash (self-pay) price across 2158 US hospitals is $50. Most hospitals fall between $16 and $155. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover HDL cholesterol test?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $8). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for HDL cholesterol test?
Medicare pays about $8. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do HDL cholesterol test prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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