MRI of the lower back (lumbar spine) without contrast Cost

MRI of the lower back (lumbar spine) without contrast is a diagnostic imaging scan. Prices are from 2315 US hospitals across 52 states, from their machine-readable files.

$1,936median cash price · 2315 hospitals, 52 statestypically $580–$5,258 depending on the hospital
≈ 10.1× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,424
Cash / self-pay
$1,936
Insurer-negotiated
$602
Medicare pays
$192
$580$5,258
Median cash $1,936  ·  Medicare $192  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $1,936 — about 10.1× the Medicare rate ($192). High vs Medicare. A fair cash price is usually within ~2× Medicare ($383).

💡 Asking for the cash price instead of the $3,424 list price could save about $1,488 (43%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Bertrand Chaffee Hospital Springville, NY $293 $254 — 145 min —
Saint Thomas Hospital for Spinal Surgery Nashville, TN $298 $206 — — —
Sisters of Charity Hospital Buffalo, NY $300 $165 ★ 3/5 203 min —
Kenmore Mercy Hospital Kenmore, NY $300 $160 ★ 3/5 236 min —
University of Illinois Hospital and Clinics Chicago, IL $302 $233 ★ 4/5 298 min —
Banner Del E. Webb Medical Center Sun City West, AZ $302 $356 ★ 3/5 230 min —
Banner Baywood Medical Center Mesa, AZ $305 $381 ★ 2/5 259 min —
Paradise Valley Hospital National City, CA $305 $305 ★ 3/5 188 min —
Saint Francis Medical Center Lynwood, CA $305 $305 ★ 3/5 238 min —
Encino Hospital Medical Center Encino, CA $305 $305 ★ 3/5 134 min —
Garden Grove Hospital & Medical Center Garden Grove, CA $305 $305 ★ 2/5 134 min —
West Anaheim Medical Center Anaheim, CA $305 $305 ★ 2/5 190 min —
Huntington Beach Hospital Huntington Beach, CA $305 $305 ★ 1/5 158 min —
La Palma Intercommunity Hospital La Palma, CA $305 $305 ★ 3/5 204 min —
Chino Valley Medical Center Chino, CA $305 $305 ★ 4/5 174 min —
San Dimas Community Hospital San Dimas, CA $305 $305 ★ 2/5 147 min —
Desert Valley Hospital Victorville, CA $305 $305 ★ 3/5 167 min —
Sherman Oaks Hospital Sherman Oaks, CA $305 $305 ★ 2/5 140 min —
Montclair Hospital Medical Center Montclair, CA $305 $305 ★ 3/5 153 min —
Shasta Regional Medical Center Redding, CA $305 $305 ★ 2/5 156 min —
Shore Medical Center Somers Point, NJ $309 $350 ★ 3/5 148 min —
Jefferson Stratford Hospital Stratford, NJ $309 $246 ★ 2/5 215 min —
Banner Estrella Medical Center Phoenix, AZ $309 $361 ★ 3/5 236 min —
Hackensack Meridian Mountainside Medical Montclair, NJ $312 $3,657 ★ 4/5 229 min —
St Joseph Hospital Bangor, ME $314 $277 ★ 3/5 186 min —

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for MRI of the lower back (lumbar spine) without contrast

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $1,936; Medicare pays $192.

InsurerHospitalsNegotiated median
Univera 16
$149
$59 – $233
Medicaid 354
$183
$60 – $651
Amerigroup 174
$203
$107 – $611
Independent Health 29
$205
$74 – $467
Highmark 136
$228
$86 – $537
Medicare 590
$232
$68 – $882
Tricare / VA 421
$235
$71 – $1,911
Devoted Health 179
$243
$218 – $812
SelectHealth 49
$243
$153 – $2,007
Molina Healthcare 579
$244
$100 – $1,273
Centene / Ambetter 807
$272
$110 – $1,272
AmeriHealth 236
$309
$100 – $1,381
Geisinger 73
$336
$100 – $998
Bright Health 44
$337
$259 – $4,046
UPMC Health Plan 111
$339
$93 – $1,780
Harvard Pilgrim 62
$376
$153 – $2,567
Oscar Health 173
$378
$154 – $1,787
UnitedHealthcare 1588
$380
$135 – $2,749
Anthem 598
$381
$114 – $1,627
EmblemHealth 79
$387
$222 – $877
MVP Health Care 84
$407
$92 – $2,432
Kaiser Permanente 232
$407
$199 – $2,888
UCare 74
$431
$118 – $3,094
Priority Health 58
$438
$105 – $2,232
Humana 1062
$468
$153 – $2,193
Blue Cross Blue Shield 1326
$468
$133 – $2,982
Workers' Comp / No-Fault 152
$645
$161 – $3,106
Cigna 1206
$703
$225 – $3,656
Aetna 1482
$796
$162 – $3,350
HealthPartners 279
$1,068
$143 – $3,533
Medica 254
$1,220
$190 – $3,678
Health Net 337
$1,281
$193 – $5,509
Security Health Plan 64
$1,421
$128 – $3,807
Sanford Health Plan 78
$1,636
$183 – $3,262
Healthcare Highways 38
$1,660
$431 – $3,170
Coventry 162
$2,036
$195 – $4,682
MultiPlan / PHCS network 899
$2,615
$328 – $5,263
AvMed 67
$3,110
$1,080 – $3,592

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Maryland$469
New Jersey$580
Rhode Island$616
Arizona$833
Arkansas$887
New York$900

Prices by city

Prices by state

Doctors who perform this

Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.

ClinicianSpecialtyLocationMedicare services
Jason Sinner, M.D.Diagnostic RadiologyBurbank, CA4,632
Mark Armstrong, MDDiagnostic RadiologyHudson, OH2,179
John Melnick, M.D.Diagnostic RadiologyNew York, NY2,145
Barry Sadegi, M.D.Diagnostic RadiologyScottsdale, AZ2,096
Sanjay Saini, MDDiagnostic RadiologyBoston, MA1,954
Michael Murphy, M.D.Diagnostic RadiologyOklahoma City, OK1,857
Matthew Dobbs, MDDiagnostic RadiologyAuburn, AL1,813
Michael Shriver, MDDiagnostic RadiologyCincinnati, OH1,562
Laura Applegate, M.D.Diagnostic RadiologyVan Nuys, CA1,510
Brian Holtan, MDDiagnostic RadiologyPeoria, AZ1,424
Michelle Rotblat-Operman, M.D.Diagnostic RadiologyLindenhurst, NY1,405
Alphonso Dial, M.D.Diagnostic RadiologyAnnapolis, MD1,388

Browse doctors by specialty & city →

Does Medicare cover MRI of the lower back (lumbar spine) without contrast?

Yes — Medicare generally covers MRI of the lower back (lumbar spine) without contrast. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $192. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $38 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2315 US hospitals across 52 states, the typical (median) cash price is $1,936, versus a chargemaster (list) price around $3,424, a median insurer-negotiated rate of $602, a Medicare rate of about $192. Most cash prices fall between $580 and $5,258 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does MRI of the lower back (lumbar spine) without contrast cost without insurance?
The median cash (self-pay) price across 2315 US hospitals is $1,936. Most hospitals fall between $580 and $5,258. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover MRI of the lower back (lumbar spine) without contrast?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $192). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for MRI of the lower back (lumbar spine) without contrast?
Medicare pays about $192. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do MRI of the lower back (lumbar spine) without contrast prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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