MRI of the lower back (lumbar spine) without contrast is a diagnostic imaging scan. Prices are from 2315 US hospitals across 52 states, from their machine-readable files.
Price comparison (median)
Typical cash price here is $1,936 — about 10.1× the Medicare rate ($192). High vs Medicare. A fair cash price is usually within ~2× Medicare ($383).
💡 Asking for the cash price instead of the $3,424 list price could save about $1,488 (43%).
Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.
Lowest cash prices
| Hospital | Location | Cash | Insurer | CMS rating | ER wait | Readmit |
|---|---|---|---|---|---|---|
| Bertrand Chaffee Hospital | Springville, NY | $293 | $254 | — | 145 min | — |
| Saint Thomas Hospital for Spinal Surgery | Nashville, TN | $298 | $206 | — | — | — |
| Sisters of Charity Hospital | Buffalo, NY | $300 | $165 | ★ 3/5 | 203 min | — |
| Kenmore Mercy Hospital | Kenmore, NY | $300 | $160 | ★ 3/5 | 236 min | — |
| University of Illinois Hospital and Clinics | Chicago, IL | $302 | $233 | ★ 4/5 | 298 min | — |
| Banner Del E. Webb Medical Center | Sun City West, AZ | $302 | $356 | ★ 3/5 | 230 min | — |
| Banner Baywood Medical Center | Mesa, AZ | $305 | $381 | ★ 2/5 | 259 min | — |
| Paradise Valley Hospital | National City, CA | $305 | $305 | ★ 3/5 | 188 min | — |
| Saint Francis Medical Center | Lynwood, CA | $305 | $305 | ★ 3/5 | 238 min | — |
| Encino Hospital Medical Center | Encino, CA | $305 | $305 | ★ 3/5 | 134 min | — |
| Garden Grove Hospital & Medical Center | Garden Grove, CA | $305 | $305 | ★ 2/5 | 134 min | — |
| West Anaheim Medical Center | Anaheim, CA | $305 | $305 | ★ 2/5 | 190 min | — |
| Huntington Beach Hospital | Huntington Beach, CA | $305 | $305 | ★ 1/5 | 158 min | — |
| La Palma Intercommunity Hospital | La Palma, CA | $305 | $305 | ★ 3/5 | 204 min | — |
| Chino Valley Medical Center | Chino, CA | $305 | $305 | ★ 4/5 | 174 min | — |
| San Dimas Community Hospital | San Dimas, CA | $305 | $305 | ★ 2/5 | 147 min | — |
| Desert Valley Hospital | Victorville, CA | $305 | $305 | ★ 3/5 | 167 min | — |
| Sherman Oaks Hospital | Sherman Oaks, CA | $305 | $305 | ★ 2/5 | 140 min | — |
| Montclair Hospital Medical Center | Montclair, CA | $305 | $305 | ★ 3/5 | 153 min | — |
| Shasta Regional Medical Center | Redding, CA | $305 | $305 | ★ 2/5 | 156 min | — |
| Shore Medical Center | Somers Point, NJ | $309 | $350 | ★ 3/5 | 148 min | — |
| Jefferson Stratford Hospital | Stratford, NJ | $309 | $246 | ★ 2/5 | 215 min | — |
| Banner Estrella Medical Center | Phoenix, AZ | $309 | $361 | ★ 3/5 | 236 min | — |
| Hackensack Meridian Mountainside Medical | Montclair, NJ | $312 | $3,657 | ★ 4/5 | 229 min | — |
| St Joseph Hospital | Bangor, ME | $314 | $277 | ★ 3/5 | 186 min | — |
CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.
What insurers pay for MRI of the lower back (lumbar spine) without contrast
Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $1,936; Medicare pays $192.
| Insurer | Hospitals | Negotiated median |
|---|---|---|
| Univera | 16 |
$59 – $233 |
| Medicaid | 354 |
$60 – $651 |
| Amerigroup | 174 |
$107 – $611 |
| Independent Health | 29 |
$74 – $467 |
| Highmark | 136 |
$86 – $537 |
| Medicare | 590 |
$68 – $882 |
| Tricare / VA | 421 |
$71 – $1,911 |
| Devoted Health | 179 |
$218 – $812 |
| SelectHealth | 49 |
$153 – $2,007 |
| Molina Healthcare | 579 |
$100 – $1,273 |
| Centene / Ambetter | 807 |
$110 – $1,272 |
| AmeriHealth | 236 |
$100 – $1,381 |
| Geisinger | 73 |
$100 – $998 |
| Bright Health | 44 |
$259 – $4,046 |
| UPMC Health Plan | 111 |
$93 – $1,780 |
| Harvard Pilgrim | 62 |
$153 – $2,567 |
| Oscar Health | 173 |
$154 – $1,787 |
| UnitedHealthcare | 1588 |
$135 – $2,749 |
| Anthem | 598 |
$114 – $1,627 |
| EmblemHealth | 79 |
$222 – $877 |
| MVP Health Care | 84 |
$92 – $2,432 |
| Kaiser Permanente | 232 |
$199 – $2,888 |
| UCare | 74 |
$118 – $3,094 |
| Priority Health | 58 |
$105 – $2,232 |
| Humana | 1062 |
$153 – $2,193 |
| Blue Cross Blue Shield | 1326 |
$133 – $2,982 |
| Workers' Comp / No-Fault | 152 |
$161 – $3,106 |
| Cigna | 1206 |
$225 – $3,656 |
| Aetna | 1482 |
$162 – $3,350 |
| HealthPartners | 279 |
$143 – $3,533 |
| Medica | 254 |
$190 – $3,678 |
| Health Net | 337 |
$193 – $5,509 |
| Security Health Plan | 64 |
$128 – $3,807 |
| Sanford Health Plan | 78 |
$183 – $3,262 |
| Healthcare Highways | 38 |
$431 – $3,170 |
| Coventry | 162 |
$195 – $4,682 |
| MultiPlan / PHCS network | 899 |
$328 – $5,263 |
| AvMed | 67 |
$1,080 – $3,592 |
Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.
Where it’s cheapest
| State | Median cash |
|---|---|
| Maryland | $469 |
| New Jersey | $580 |
| Rhode Island | $616 |
| Arizona | $833 |
| Arkansas | $887 |
| New York | $900 |
Prices by city
Prices by state
Doctors who perform this
Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.
| Clinician | Specialty | Location | Medicare services |
|---|---|---|---|
| Jason Sinner, M.D. | Diagnostic Radiology | Burbank, CA | 4,632 |
| Mark Armstrong, MD | Diagnostic Radiology | Hudson, OH | 2,179 |
| John Melnick, M.D. | Diagnostic Radiology | New York, NY | 2,145 |
| Barry Sadegi, M.D. | Diagnostic Radiology | Scottsdale, AZ | 2,096 |
| Sanjay Saini, MD | Diagnostic Radiology | Boston, MA | 1,954 |
| Michael Murphy, M.D. | Diagnostic Radiology | Oklahoma City, OK | 1,857 |
| Matthew Dobbs, MD | Diagnostic Radiology | Auburn, AL | 1,813 |
| Michael Shriver, MD | Diagnostic Radiology | Cincinnati, OH | 1,562 |
| Laura Applegate, M.D. | Diagnostic Radiology | Van Nuys, CA | 1,510 |
| Brian Holtan, MD | Diagnostic Radiology | Peoria, AZ | 1,424 |
| Michelle Rotblat-Operman, M.D. | Diagnostic Radiology | Lindenhurst, NY | 1,405 |
| Alphonso Dial, M.D. | Diagnostic Radiology | Annapolis, MD | 1,388 |
Does Medicare cover MRI of the lower back (lumbar spine) without contrast?
Yes — Medicare generally covers MRI of the lower back (lumbar spine) without contrast. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $192. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $38 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.
General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.
About these prices
Based on prices published by 2315 US hospitals across 52 states, the typical (median) cash price is $1,936, versus a chargemaster (list) price around $3,424, a median insurer-negotiated rate of $602, a Medicare rate of about $192. Most cash prices fall between $580 and $5,258 — a wide spread, which is exactly why comparing hospitals pays off.
How to save
- Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
- Compare several nearby hospitals; prices for the same service can differ severalfold.
- Request a written estimate and the billing code (CPT/DRG) before scheduling.
- Use the Medicare benchmark above to judge whether a quote is reasonable.
- If you are uninsured, ask about financial assistance or prompt-pay discounts.
Frequently asked questions
How much does MRI of the lower back (lumbar spine) without contrast cost without insurance?
Does Medicare cover MRI of the lower back (lumbar spine) without contrast?
What does Medicare pay for MRI of the lower back (lumbar spine) without contrast?
Why do MRI of the lower back (lumbar spine) without contrast prices vary between hospitals?
Is the cash price lower than using insurance?
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See more Imaging & Radiology.