MRI of the shoulder without contrast Cost

MRI of the shoulder without contrast is a diagnostic imaging scan. Prices are from 2267 US hospitals across 52 states, from their machine-readable files.

$1,938median cash price · 2267 hospitals, 52 statestypically $582–$5,497 depending on the hospital
≈ 9.5× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,288
Cash / self-pay
$1,938
Insurer-negotiated
$688
Medicare pays
$205
$582$5,497
Median cash $1,938  ·  Medicare $205  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $1,938 — about 9.5× the Medicare rate ($205). High vs Medicare. A fair cash price is usually within ~2× Medicare ($410).

💡 Asking for the cash price instead of the $3,288 list price could save about $1,350 (41%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Umd Upper Chesapeake Medical Center Bel Air, MD $295 — ★ 2/5 239 min —
Um Upper Chesapeake Behavioral Health Pavilion At Aberdeen, MD $295 — — — —
Saint Thomas Hospital for Spinal Surgery Nashville, TN $298 $227 — — —
Paradise Valley Hospital National City, CA $305 $305 ★ 3/5 188 min —
Saint Francis Medical Center Lynwood, CA $305 $305 ★ 3/5 238 min —
Encino Hospital Medical Center Encino, CA $305 $305 ★ 3/5 134 min —
Garden Grove Hospital & Medical Center Garden Grove, CA $305 $305 ★ 2/5 134 min —
West Anaheim Medical Center Anaheim, CA $305 $305 ★ 2/5 190 min —
Huntington Beach Hospital Huntington Beach, CA $305 $305 ★ 1/5 158 min —
La Palma Intercommunity Hospital La Palma, CA $305 $305 ★ 3/5 204 min —
Chino Valley Medical Center Chino, CA $305 $305 ★ 4/5 174 min —
San Dimas Community Hospital San Dimas, CA $305 $305 ★ 2/5 147 min —
Desert Valley Hospital Victorville, CA $305 $305 ★ 3/5 167 min —
Sherman Oaks Hospital Sherman Oaks, CA $305 $305 ★ 2/5 140 min —
Montclair Hospital Medical Center Montclair, CA $305 $305 ★ 3/5 153 min —
Shasta Regional Medical Center Redding, CA $305 $305 ★ 2/5 156 min —
Shore Medical Center Somers Point, NJ $309 $350 ★ 3/5 148 min —
Jefferson Stratford Hospital Stratford, NJ $309 $246 ★ 2/5 215 min —
St Joseph Hospital Bangor, ME $314 $277 ★ 3/5 186 min —
Penn State Health St. Joseph Reading, PA $314 $277 ★ 3/5 232 min —
Oklahoma Spine Hospital Oklahoma City, OK $315 $219 — 112 min —
The University Hospital Newark, NJ $317 $552 ★ 1/5 307 min —
Morristown Medical Center Morristown, NJ $323 $457 ★ 5/5 250 min —
Chilton Medical Center Pompton Plains, NJ $323 $498 ★ 5/5 207 min —
Overlook Medical Center Summit, NJ $323 $518 ★ 5/5 192 min —

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for MRI of the shoulder without contrast

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $1,938; Medicare pays $205.

InsurerHospitalsNegotiated median
Univera 16
$170
$54 – $247
Independent Health 29
$233
$68 – $580
Amerigroup 169
$238
$99 – $760
Devoted Health 157
$243
$197 – $799
Highmark 133
$244
$139 – $858
Medicare 572
$244
$137 – $995
Tricare / VA 401
$246
$129 – $2,398
Molina Healthcare 560
$250
$113 – $1,212
Medicaid 347
$282
$57 – $1,170
Centene / Ambetter 800
$297
$141 – $1,244
UCare 72
$368
$75 – $2,928
Bright Health 40
$385
$282 – $4,381
EmblemHealth 79
$387
$237 – $915
Harvard Pilgrim 60
$406
$158 – $2,567
Oscar Health 172
$424
$190 – $2,222
Geisinger 68
$430
$90 – $1,368
UPMC Health Plan 94
$436
$112 – $1,749
Anthem 560
$469
$141 – $1,867
Priority Health 58
$496
$93 – $2,317
UnitedHealthcare 1543
$504
$148 – $3,082
SelectHealth 48
$507
$224 – $2,007
Humana 1000
$518
$157 – $2,259
AmeriHealth 227
$547
$141 – $1,552
Kaiser Permanente 197
$560
$222 – $3,358
MVP Health Care 86
$565
$90 – $3,058
Blue Cross Blue Shield 1279
$591
$189 – $2,858
Workers' Comp / No-Fault 152
$777
$155 – $4,019
Aetna 1436
$1,026
$199 – $3,788
HealthPartners 263
$1,073
$130 – $4,099
Cigna 1159
$1,138
$239 – $5,120
Medica 248
$1,290
$189 – $3,484
Health Net 308
$1,315
$216 – $7,975
Security Health Plan 64
$1,518
$60 – $3,513
Sanford Health Plan 75
$1,732
$139 – $3,358
Coventry 160
$1,823
$242 – $5,099
Healthcare Highways 37
$2,072
$795 – $3,793
MultiPlan / PHCS network 852
$2,958
$508 – $6,273
AvMed 67
$3,012
$1,034 – $3,533

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Rhode Island$561
Maryland$581
Arizona$641
New Jersey$736
Tennessee$892
Arkansas$898

Prices by city

Prices by state

Doctors who perform this

Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.

ClinicianSpecialtyLocationMedicare services
Adam Olmsted, MDDiagnostic RadiologyCincinnati, OH3,510
Henry Janssen, M.D.Diagnostic RadiologyMount Kisco, NY1,747
Gilbert Maulsby, M.D.Diagnostic RadiologyCincinnati, OH1,595
Timothy Greenan, M.D.Diagnostic RadiologyRockville, MD1,031
Matthew Chanin, MDDiagnostic RadiologyCincinnati, OH1,024
Mark Decker, MDDiagnostic RadiologyLindenhurst, NY969
Gregory Applegate, M.D.Diagnostic RadiologyVan Nuys, CA957
Roman Rozin, MDDiagnostic RadiologySarasota, FL943
Stephen Shinault, DODiagnostic RadiologyScottsdale, AZ941
Ross Borzykowski, M.D.Diagnostic RadiologyBoca Raton, FL908
Alison Nguyen, MDDiagnostic RadiologyHenderson, NV877
Tommy Tran, D.O.Diagnostic RadiologyOlympia Fields, IL867

Browse doctors by specialty & city →

Does Medicare cover MRI of the shoulder without contrast?

Yes — Medicare generally covers MRI of the shoulder without contrast. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $205. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $41 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2267 US hospitals across 52 states, the typical (median) cash price is $1,938, versus a chargemaster (list) price around $3,288, a median insurer-negotiated rate of $688, a Medicare rate of about $205. Most cash prices fall between $582 and $5,497 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does MRI of the shoulder without contrast cost without insurance?
The median cash (self-pay) price across 2267 US hospitals is $1,938. Most hospitals fall between $582 and $5,497. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover MRI of the shoulder without contrast?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $205). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for MRI of the shoulder without contrast?
Medicare pays about $205. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do MRI of the shoulder without contrast prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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