MRI of the mid-back (thoracic spine) Cost

MRI of the mid-back (thoracic spine) is a diagnostic imaging scan. Prices are from 2323 US hospitals across 52 states, from their machine-readable files.

$2,199median cash price · 2323 hospitals, 52 statestypically $630–$6,226 depending on the hospital
≈ 8.1× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,872
Cash / self-pay
$2,199
Insurer-negotiated
$763
Medicare pays
$271
$630$6,226
Median cash $2,199  ·  Medicare $271  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $2,199 — about 8.1× the Medicare rate ($271). High vs Medicare. A fair cash price is usually within ~2× Medicare ($542).

💡 Asking for the cash price instead of the $3,872 list price could save about $1,673 (43%).

Estimate what you’ll pay
Quick fill:

Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Sparrow Ionia Hospital Ionia, MI $336 $666 ★ 2/5 158 min —
Lower Bucks Hospital Bristol, PA $343 $353 ★ 3/5 150 min —
Central Maine Medical Center Lewiston, ME $344 $344 ★ 4/5 253 min —
Lake Huron Medical Center Port Huron, MI $345 $346 ★ 4/5 168 min —
Garden City Hospital Garden City, MI $346 $237 ★ 2/5 114 min —
Advanced Surgical Hospital Washington, PA $346 $346 — — —
St Joseph Medical Center Kansas City, MO $347 $348 ★ 3/5 124 min —
Park Nicollet Methodist Hospital Saint Louis Park, MN $347 $365 ★ 3/5 257 min —
Southern Regional Medical Center Riverdale, GA $348 $348 ★ 1/5 265 min —
Southeastern Regional Medical Center, Inc Newnan, GA $348 $348 ★ 5/5 — —
Natchitoches Regional Medical Center Natchitoches, LA $348 $348 ★ 4/5 158 min —
Vhs Harlingen Hospital Company Llc Harlingen, TX $348 $368 ★ 2/5 145 min —
Knapp Medical Center Weslaco, TX $348 $349 ★ 5/5 133 min —
Mission Regional Medical Center Mission, TX $348 $388 ★ 4/5 152 min —
Dallas Medical Center Dallas, TX $348 $349 ★ 3/5 137 min —
Dallas Regional Medical Center Mesquite, TX $348 $349 ★ 3/5 166 min —
Harlingen Medical Center Harlingen, TX $348 $368 ★ 4/5 156 min —
United Memorial Medical Center Batavia, NY $348 $196 ★ 2/5 167 min —
Banner Boswell Medical Center Sun City, AZ $349 $487 ★ 3/5 224 min —
Crystal Clinic Orthopaedic Center Akron, OH $350 $4,473 ★ 5/5 — —
Banner Ironwood Medical Center Queen Creek, AZ $352 $487 ★ 3/5 221 min —
Arkansas Surgical Hospital No Little Rock, AR $354 $328 — 150 min —
University of Md Baltimore Washington Medical Center Glen Burnie, MD $356 — ★ 5/5 — —
Roxborough Memorial Hospital Philadelphia, PA $356 $357 ★ 2/5 186 min —
St Joseph's Medical Center Yonkers, NY $361 $505 ★ 1/5 201 min —

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for MRI of the mid-back (thoracic spine)

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $2,199; Medicare pays $271.

InsurerHospitalsNegotiated median
Univera 16
$186
$84 – $364
Medicaid 347
$262
$69 – $784
Independent Health 29
$267
$74 – $601
Highmark 136
$299
$125 – $760
Medicare 583
$308
$105 – $1,031
Amerigroup 175
$317
$131 – $831
Tricare / VA 419
$318
$105 – $2,216
Devoted Health 179
$339
$225 – $847
Molina Healthcare 582
$340
$110 – $1,500
Centene / Ambetter 805
$368
$127 – $1,782
SelectHealth 48
$381
$216 – $2,284
Priority Health 58
$416
$122 – $2,430
AmeriHealth 235
$419
$102 – $1,512
Geisinger 73
$430
$108 – $1,442
UPMC Health Plan 112
$436
$189 – $2,405
Anthem 599
$458
$153 – $1,845
Oscar Health 173
$488
$204 – $1,787
Bright Health 44
$491
$296 – $4,476
UCare 74
$503
$131 – $3,554
EmblemHealth 79
$505
$298 – $1,187
MVP Health Care 84
$505
$111 – $2,992
UnitedHealthcare 1583
$518
$176 – $2,938
Kaiser Permanente 232
$561
$241 – $3,538
Harvard Pilgrim 62
$578
$187 – $3,185
Blue Cross Blue Shield 1323
$596
$165 – $3,539
Humana 1050
$607
$195 – $2,432
Cigna 1199
$750
$266 – $4,098
Workers' Comp / No-Fault 152
$848
$187 – $3,659
HealthPartners 276
$894
$163 – $3,868
Aetna 1471
$952
$204 – $3,814
Medica 251
$1,209
$226 – $4,170
Health Net 337
$1,335
$267 – $6,373
Security Health Plan 64
$1,521
$185 – $3,722
Healthcare Highways 39
$1,995
$430 – $3,692
Sanford Health Plan 78
$2,098
$226 – $3,981
Coventry 164
$2,412
$255 – $5,873
MultiPlan / PHCS network 900
$3,106
$490 – $6,395
AvMed 67
$3,110
$1,080 – $3,533

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Rhode Island$707
Maryland$737
New Jersey$767
Arkansas$1,062
Louisiana$1,077
Arizona$1,137

Prices by city

Prices by state

Does Medicare cover MRI of the mid-back (thoracic spine)?

Yes — Medicare generally covers MRI of the mid-back (thoracic spine). It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $271. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $54 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2323 US hospitals across 52 states, the typical (median) cash price is $2,199, versus a chargemaster (list) price around $3,872, a median insurer-negotiated rate of $763, a Medicare rate of about $271. Most cash prices fall between $630 and $6,226 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does MRI of the mid-back (thoracic spine) cost without insurance?
The median cash (self-pay) price across 2323 US hospitals is $2,199. Most hospitals fall between $630 and $6,226. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover MRI of the mid-back (thoracic spine)?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $271). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for MRI of the mid-back (thoracic spine)?
Medicare pays about $271. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do MRI of the mid-back (thoracic spine) prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

Related Imaging & Radiology

See more Imaging & Radiology.