Pregnancy blood test (hCG) Cost by Hospital

Pregnancy blood test (hCG) is a laboratory test. Prices are from 2227 US hospitals across 52 states, from their machine-readable files.

$70median cash price · 2227 hospitals, 52 statestypically $19–$191 depending on the hospital
≈ 9.3× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$117
Cash / self-pay
$70
Insurer-negotiated
$18
Medicare pays
$8
$19$191
Median cash $70  ·  Medicare $8  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $70 — about 9.3× the Medicare rate ($8). High vs Medicare. A fair cash price is usually within ~2× Medicare ($15).

💡 Asking for the cash price instead of the $117 list price could save about $47 (40%).

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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
St Clair Hospital Pittsburgh, PA $11 $11 ★ 4/5 200 min —
Banner Payson Medical Center Payson, AZ $11 $10 ★ 4/5 142 min —
Hurley Medical Center Flint, MI $11 $8 ★ 2/5 190 min —
Northwest Missississippi Regional Medical Center Clarksdale, MS $11 $11 ★ 3/5 172 min —
Delta Health System-the Medical Center Greenville, MS $11 $11 ★ 1/5 270 min —
Highland Hills Medical Center Senatobia, MS $11 $11 — 125 min —
North Central Health Care Wausau, WI $11 $7 — — —
Acadia General Hospital Crowley, LA $11 $8 ★ 3/5 109 min —
Pih Health Downey Hospital Downey, CA $11 $11 ★ 4/5 242 min —
Banner Churchill Community Hospital Fallon, NV $11 $21 ★ 2/5 124 min —
Potomac Valley Hospital Keyser, WV $11 — ★ 1/5 119 min —
Surgical Institute of Reading Wyomissing, PA $11 $59 — — —
Bertrand Chaffee Hospital Springville, NY $12 $8 — 145 min —
Legacy Silverton Medical Center Silverton, OR $12 — — 142 min —
Penn State Health Holy Spirit Medical Center Camp Hill, PA $12 $11 ★ 3/5 252 min —
Heritage Valley Beaver Beaver, PA $12 $9 ★ 3/5 185 min —
Heritage Valley Sewickley Sewickley, PA $12 $9 ★ 4/5 135 min —
Grove Hill Memorial Hospital Grove Hill, AL $12 $8 — 166 min —
Benson Hospital Benson, AZ $12 $12 — 155 min —
Dunes Surgical Hospital Dakota Dunes, SD $12 $15 — — —
University of Michigan Health-Sparrow Carson Carson City, MI $12 $66 ★ 4/5 91 min —
University of Illinois Hospital and Clinics Chicago, IL $12 $6 ★ 4/5 298 min —
University of Kansas Health System-St Francis Campus Topeka, KS $12 $17 ★ 3/5 210 min —
Ochsner LSU Health Monroe Monroe, LA $12 $8 ★ 3/5 152 min —
Ochsner Medical Center Acute New Orleans, LA $13 $11 ★ 4/5 174 min —

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for Pregnancy blood test (hCG)

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $70; Medicare pays $8.

InsurerHospitalsNegotiated median
Independent Health 50
$7
$2 – $8
Amerigroup 181
$8
$4 – $30
UnitedHealthcare 1569
$8
$6 – $107
Tricare / VA 448
$8
$7 – $75
Medicare 557
$8
$7 – $48
Medicaid 365
$8
$2 – $53
EmblemHealth 74
$8
$2 – $54
Univera 16
$8
$6 – $11
Devoted Health 252
$8
$8 – $8
MVP Health Care 83
$8
$2 – $86
Highmark 126
$8
$5 – $32
Molina Healthcare 585
$8
$5 – $54
Humana 1070
$8
$8 – $101
Centene / Ambetter 840
$9
$7 – $172
Bright Health 64
$9
$8 – $17
AmeriHealth 252
$10
$7 – $61
UPMC Health Plan 99
$12
$8 – $33
Anthem 623
$12
$6 – $75
Oscar Health 230
$14
$8 – $77
SelectHealth 47
$15
$8 – $97
Kaiser Permanente 235
$15
$6 – $161
Workers' Comp / No-Fault 149
$15
$13 – $173
Blue Cross Blue Shield 1332
$15
$7 – $111
Geisinger 64
$16
$8 – $39
Cigna 1216
$19
$8 – $160
Priority Health 54
$21
$5 – $90
Aetna 1443
$22
$8 – $166
Harvard Pilgrim 56
$28
$8 – $86
HealthPartners 271
$44
$8 – $139
Security Health Plan 53
$48
$8 – $102
UCare 65
$48
$8 – $87
Sanford Health Plan 70
$50
$21 – $107
Medica 238
$51
$8 – $139
Health Net 312
$58
$8 – $361
Coventry 166
$58
$8 – $264
MultiPlan / PHCS network 859
$96
$22 – $341
AvMed 61
$103
$10 – $593
Healthcare Highways 50
$133
$21 – $311

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
New Jersey$9
Rhode Island$28
New York$28
Tennessee$29
Mississippi$29
Maryland$29

Prices by city

Prices by state

Does Medicare cover Pregnancy blood test (hCG)?

Yes — Medicare generally covers Pregnancy blood test (hCG). It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $8. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $2 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2227 US hospitals across 52 states, the typical (median) cash price is $70, versus a chargemaster (list) price around $117, a median insurer-negotiated rate of $18, a Medicare rate of about $8. Most cash prices fall between $19 and $191 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does Pregnancy blood test (hCG) cost without insurance?
The median cash (self-pay) price across 2227 US hospitals is $70. Most hospitals fall between $19 and $191. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover Pregnancy blood test (hCG)?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $8). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for Pregnancy blood test (hCG)?
Medicare pays about $8. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do Pregnancy blood test (hCG) prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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