Vaginal delivery Cost by Hospital

Vaginal delivery is a maternity or childbirth service. Prices are from 2010 US hospitals across 51 states, from their machine-readable files.

$9,390median cash price · 2010 hospitals, 51 statestypically $4,994–$19,464 depending on the hospital
≈ 1.7× Medicare · Reasonable vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$18,001
Cash / self-pay
$9,390
Insurer-negotiated
$7,887
Medicare pays
$5,487
$4,994$19,464
Median cash $9,390  ·  Medicare $5,487  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $9,390 — about 1.7× the Medicare rate ($5,487). Reasonable. A fair cash price is usually within ~2× Medicare ($10,973).

💡 Asking for the cash price instead of the $18,001 list price could save about $8,611 (48%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
South Central Reg Med Ctr 🍼 Laurel, MS $1,970 $4,223 ★ 1/5 128 min —
Wilson N Jones Regional Medical Center Sherman, TX $2,183 $6,551 ★ 2/5 156 min —
Phelps Memorial Health Center Holdrege, NE $2,244 $2,356 ★ 4/5 87 min —
Adventist Health Delano 🍼 Delano, CA $2,322 $7,317 ★ 2/5 150 min —
Clara Maass Medical Center 🍼 Belleville, NJ $2,335 $12,112 ★ 3/5 142 min —
Opelousas General Health System 🍼 Opelousas, LA $2,351 $2,907 ★ 2/5 122 min —
Jefferson County Hospital Waurika, OK $2,486 $11,111 — 89 min —
Adirondack Medical Center-Saranac Lake 🍼 Saranac Lake, NY $2,496 $6,505 ★ 4/5 136 min —
San Joaquin General Hospital 🍼 French Camp, CA $2,740 $4,981 ★ 2/5 213 min —
Duke Health Lake Norman Hospital 🍼 Mooresville, NC $2,741 $7,272 ★ 1/5 190 min —
Duke University Hospital 🍼 Durham, NC $2,932 $7,217 ★ 5/5 317 min —
Duke Regional Hospital 🍼 Durham, NC $2,932 $7,217 ★ 5/5 255 min —
Baptist Beaumont Hospital 🍼 Beaumont, TX $2,983 $7,450 ★ 3/5 207 min —
Slidell Memorial Hospital 🍼 Slidell, LA $3,115 $4,817 ★ 2/5 203 min —
Unity Medical Center Manchester, TN $3,229 $3,555 ★ 3/5 132 min —
Veterans Memorial Hospital Waukon, IA $3,473 $5,767 — 97 min —
Montgomery County Memorial Hospital Red Oak, IA $3,487 $3,188 — 113 min —
Yalobusha General Hospital Water Valley, MS $3,487 — — — —
Adventist Health Reedley 🍼 Reedley, CA $3,526 $11,863 — 144 min —
Ochsner Medical Center-Kenner 🍼 Kenner, LA $3,585 $5,628 ★ 4/5 147 min —
Southern Tennessee Regional Health System Lawrence 🍼 Lawrenceburg, TN $3,600 $5,917 ★ 3/5 129 min —
Highpoint Health-Sumner With Ascension Saint Thoma 🍼 Gallatin, TN $3,687 $5,683 ★ 3/5 144 min —
College Medical Center Long Beach, CA $3,736 $4,981 ★ 3/5 322 min —
College Hospital Cerritos, CA $3,736 $4,981 — — —
Glendora Hospital Glendora, CA $3,736 $4,981 — — —

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. 🍼 = CMS Birthing-Friendly hospital. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for Vaginal delivery

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $9,390; Medicare pays $5,487.

InsurerHospitalsNegotiated median
HealthPartners 136
$1,680
$1,680 – $13,250
MultiPlan / PHCS network 373
$2,573
$649 – $12,167
Medicaid 69
$3,681
$2,934 – $7,352
Workers' Comp / No-Fault 67
$5,246
$5,194 – $12,722
Amerigroup 160
$5,331
$2,718 – $10,226
Bright Health 67
$5,612
$1,158 – $9,999
Healthcare Highways 49
$5,738
$2,264 – $9,798
Tricare / VA 359
$5,751
$3,687 – $10,519
Aetna 1306
$5,936
$1,909 – $13,672
MVP Health Care 44
$6,538
$3,317 – $12,955
Coventry 94
$6,639
$2,337 – $15,425
Medicare 455
$6,769
$4,609 – $10,582
Kaiser Permanente 253
$6,984
$1,461 – $16,390
UCare 25
$7,040
$3,956 – $14,769
Humana 1101
$7,090
$2,181 – $15,529
Geisinger 52
$7,182
$72 – $24,323
UPMC Health Plan 94
$7,322
$2,206 – $11,662
Molina Healthcare 534
$7,430
$3,463 – $12,776
SelectHealth 42
$7,500
$4,746 – $13,636
UnitedHealthcare 1486
$7,517
$2,600 – $14,604
Centene / Ambetter 818
$7,534
$2,737 – $13,582
Devoted Health 335
$7,590
$5,223 – $10,894
Highmark 101
$7,819
$4,678 – $13,784
Health Net 184
$7,897
$4,316 – $16,896
Oscar Health 235
$7,928
$1,613 – $14,604
Blue Cross Blue Shield 1248
$8,044
$2,159 – $16,112
Independent Health 40
$8,061
$4,373 – $10,782
Security Health Plan 22
$8,140
$5,737 – $16,503
Priority Health 37
$8,194
$5,289 – $14,171
AmeriHealth 166
$8,238
$3,080 – $17,443
AvMed 51
$8,259
$2,119 – $18,371
Cigna 1035
$8,266
$2,646 – $16,777
Medica 124
$8,488
$3,398 – $12,598
Sanford Health Plan 18
$8,533
$6,198 – $12,332
Anthem 476
$8,802
$1,283 – $13,955
Univera 10
$8,991
$3,463 – $10,181
Harvard Pilgrim 22
$10,459
$3,768 – $19,839
EmblemHealth 79
$10,543
$5,772 – $24,598

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Tennessee$4,582
Hawaii$4,802
Louisiana$4,932
Florida$5,157
Maine$5,380
Alabama$5,478

Prices by city

Prices by state

Commonly billed under: MS-DRG 805, MS-DRG 806, MS-DRG 807.

Does Medicare cover Vaginal delivery?

Yes — Medicare generally covers Vaginal delivery. It is typically an inpatient service, so Medicare Part A (hospital insurance) pays the hospital a bundled rate — Medicare’s benchmark payment is about $5,487. Your own cost is mainly the Part A hospital deductible for the benefit period (a flat amount, not a percentage), plus any physician (Part B) charges. A Medicare Advantage or Medigap plan can change what you owe.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2010 US hospitals across 51 states, the typical (median) cash price is $9,390, versus a chargemaster (list) price around $18,001, a median insurer-negotiated rate of $7,887, a Medicare rate of about $5,487. Most cash prices fall between $4,994 and $19,464 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does Vaginal delivery cost without insurance?
The median cash (self-pay) price across 2010 US hospitals is $9,390. Most hospitals fall between $4,994 and $19,464. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover Vaginal delivery?
Yes — it is generally covered under Medicare Part A as an inpatient service (Medicare's benchmark payment is about $5,487). You pay the Part A hospital deductible for the benefit period, plus any Part B physician charges.
What does Medicare pay for Vaginal delivery?
Medicare pays about $5,487. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do Vaginal delivery prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

Related Maternity & Childbirth

See more Maternity & Childbirth.