Vaginal delivery is a maternity or childbirth service. Prices are from 2010 US hospitals across 51 states, from their machine-readable files.
Price comparison (median)
Typical cash price here is $9,390 — about 1.7× the Medicare rate ($5,487). Reasonable. A fair cash price is usually within ~2× Medicare ($10,973).
💡 Asking for the cash price instead of the $18,001 list price could save about $8,611 (48%).
Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.
Lowest cash prices
| Hospital | Location | Cash | Insurer | CMS rating | ER wait | Readmit |
|---|---|---|---|---|---|---|
| South Central Reg Med Ctr 🍼 | Laurel, MS | $1,970 | $4,223 | ★ 1/5 | 128 min | — |
| Wilson N Jones Regional Medical Center | Sherman, TX | $2,183 | $6,551 | ★ 2/5 | 156 min | — |
| Phelps Memorial Health Center | Holdrege, NE | $2,244 | $2,356 | ★ 4/5 | 87 min | — |
| Adventist Health Delano 🍼 | Delano, CA | $2,322 | $7,317 | ★ 2/5 | 150 min | — |
| Clara Maass Medical Center 🍼 | Belleville, NJ | $2,335 | $12,112 | ★ 3/5 | 142 min | — |
| Opelousas General Health System 🍼 | Opelousas, LA | $2,351 | $2,907 | ★ 2/5 | 122 min | — |
| Jefferson County Hospital | Waurika, OK | $2,486 | $11,111 | — | 89 min | — |
| Adirondack Medical Center-Saranac Lake 🍼 | Saranac Lake, NY | $2,496 | $6,505 | ★ 4/5 | 136 min | — |
| San Joaquin General Hospital 🍼 | French Camp, CA | $2,740 | $4,981 | ★ 2/5 | 213 min | — |
| Duke Health Lake Norman Hospital 🍼 | Mooresville, NC | $2,741 | $7,272 | ★ 1/5 | 190 min | — |
| Duke University Hospital 🍼 | Durham, NC | $2,932 | $7,217 | ★ 5/5 | 317 min | — |
| Duke Regional Hospital 🍼 | Durham, NC | $2,932 | $7,217 | ★ 5/5 | 255 min | — |
| Baptist Beaumont Hospital 🍼 | Beaumont, TX | $2,983 | $7,450 | ★ 3/5 | 207 min | — |
| Slidell Memorial Hospital 🍼 | Slidell, LA | $3,115 | $4,817 | ★ 2/5 | 203 min | — |
| Unity Medical Center | Manchester, TN | $3,229 | $3,555 | ★ 3/5 | 132 min | — |
| Veterans Memorial Hospital | Waukon, IA | $3,473 | $5,767 | — | 97 min | — |
| Montgomery County Memorial Hospital | Red Oak, IA | $3,487 | $3,188 | — | 113 min | — |
| Yalobusha General Hospital | Water Valley, MS | $3,487 | — | — | — | — |
| Adventist Health Reedley 🍼 | Reedley, CA | $3,526 | $11,863 | — | 144 min | — |
| Ochsner Medical Center-Kenner 🍼 | Kenner, LA | $3,585 | $5,628 | ★ 4/5 | 147 min | — |
| Southern Tennessee Regional Health System Lawrence 🍼 | Lawrenceburg, TN | $3,600 | $5,917 | ★ 3/5 | 129 min | — |
| Highpoint Health-Sumner With Ascension Saint Thoma 🍼 | Gallatin, TN | $3,687 | $5,683 | ★ 3/5 | 144 min | — |
| College Medical Center | Long Beach, CA | $3,736 | $4,981 | ★ 3/5 | 322 min | — |
| College Hospital | Cerritos, CA | $3,736 | $4,981 | — | — | — |
| Glendora Hospital | Glendora, CA | $3,736 | $4,981 | — | — | — |
CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. 🍼 = CMS Birthing-Friendly hospital. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.
What insurers pay for Vaginal delivery
Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $9,390; Medicare pays $5,487.
| Insurer | Hospitals | Negotiated median |
|---|---|---|
| HealthPartners | 136 |
$1,680 – $13,250 |
| MultiPlan / PHCS network | 373 |
$649 – $12,167 |
| Medicaid | 69 |
$2,934 – $7,352 |
| Workers' Comp / No-Fault | 67 |
$5,194 – $12,722 |
| Amerigroup | 160 |
$2,718 – $10,226 |
| Bright Health | 67 |
$1,158 – $9,999 |
| Healthcare Highways | 49 |
$2,264 – $9,798 |
| Tricare / VA | 359 |
$3,687 – $10,519 |
| Aetna | 1306 |
$1,909 – $13,672 |
| MVP Health Care | 44 |
$3,317 – $12,955 |
| Coventry | 94 |
$2,337 – $15,425 |
| Medicare | 455 |
$4,609 – $10,582 |
| Kaiser Permanente | 253 |
$1,461 – $16,390 |
| UCare | 25 |
$3,956 – $14,769 |
| Humana | 1101 |
$2,181 – $15,529 |
| Geisinger | 52 |
$72 – $24,323 |
| UPMC Health Plan | 94 |
$2,206 – $11,662 |
| Molina Healthcare | 534 |
$3,463 – $12,776 |
| SelectHealth | 42 |
$4,746 – $13,636 |
| UnitedHealthcare | 1486 |
$2,600 – $14,604 |
| Centene / Ambetter | 818 |
$2,737 – $13,582 |
| Devoted Health | 335 |
$5,223 – $10,894 |
| Highmark | 101 |
$4,678 – $13,784 |
| Health Net | 184 |
$4,316 – $16,896 |
| Oscar Health | 235 |
$1,613 – $14,604 |
| Blue Cross Blue Shield | 1248 |
$2,159 – $16,112 |
| Independent Health | 40 |
$4,373 – $10,782 |
| Security Health Plan | 22 |
$5,737 – $16,503 |
| Priority Health | 37 |
$5,289 – $14,171 |
| AmeriHealth | 166 |
$3,080 – $17,443 |
| AvMed | 51 |
$2,119 – $18,371 |
| Cigna | 1035 |
$2,646 – $16,777 |
| Medica | 124 |
$3,398 – $12,598 |
| Sanford Health Plan | 18 |
$6,198 – $12,332 |
| Anthem | 476 |
$1,283 – $13,955 |
| Univera | 10 |
$3,463 – $10,181 |
| Harvard Pilgrim | 22 |
$3,768 – $19,839 |
| EmblemHealth | 79 |
$5,772 – $24,598 |
Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.
Where it’s cheapest
| State | Median cash |
|---|---|
| Tennessee | $4,582 |
| Hawaii | $4,802 |
| Louisiana | $4,932 |
| Florida | $5,157 |
| Maine | $5,380 |
| Alabama | $5,478 |
Prices by city
Prices by state
Commonly billed under: MS-DRG 805, MS-DRG 806, MS-DRG 807.
Does Medicare cover Vaginal delivery?
Yes — Medicare generally covers Vaginal delivery. It is typically an inpatient service, so Medicare Part A (hospital insurance) pays the hospital a bundled rate — Medicare’s benchmark payment is about $5,487. Your own cost is mainly the Part A hospital deductible for the benefit period (a flat amount, not a percentage), plus any physician (Part B) charges. A Medicare Advantage or Medigap plan can change what you owe.
General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.
About these prices
Based on prices published by 2010 US hospitals across 51 states, the typical (median) cash price is $9,390, versus a chargemaster (list) price around $18,001, a median insurer-negotiated rate of $7,887, a Medicare rate of about $5,487. Most cash prices fall between $4,994 and $19,464 — a wide spread, which is exactly why comparing hospitals pays off.
How to save
- Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
- Compare several nearby hospitals; prices for the same service can differ severalfold.
- Request a written estimate and the billing code (CPT/DRG) before scheduling.
- Use the Medicare benchmark above to judge whether a quote is reasonable.
- If you are uninsured, ask about financial assistance or prompt-pay discounts.
Frequently asked questions
How much does Vaginal delivery cost without insurance?
Does Medicare cover Vaginal delivery?
What does Medicare pay for Vaginal delivery?
Why do Vaginal delivery prices vary between hospitals?
Is the cash price lower than using insurance?
Related Maternity & Childbirth
See more Maternity & Childbirth.