There are 37 Medicare Advantage plans available in Clay County, AL from 7 insurers, covering about 2,269 people.
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Medicare Advantage plans in Clay County
| Plan | Insurer | CMS rating | Type | Drug coverage | Members |
|---|---|---|---|---|---|
| Blue Advantage Complete (PPO) | BlueCross BlueShield of Alabama | 4 ★ | PPO | Included | 397 |
| Humana Medicare Employer (PPO) | Humana Inc. | 4.5 ★ | PPO | — | 274 |
| UHC Complete Care AL-5 (HMO-POS C-SNP) D-SNP | UnitedHealth Group, Inc. | 3.5 ★ | HMO | Included | 147 |
| AARP Medicare Advantage from UHC AL-0003 (HMO-POS) | UnitedHealth Group, Inc. | 4 ★ | HMO | Included | 130 |
| UHC Dual Complete AL-D001 (HMO-POS D-SNP) D-SNP | UnitedHealth Group, Inc. | 3.5 ★ | HMO | Included | 119 |
| Aetna Medicare Signature Plus (PPO) | CVS Health Corporation | 4.5 ★ | PPO | Included | 100 |
| UHC Dual Complete AL-V002 (HMO-POS D-SNP) D-SNP | UnitedHealth Group, Inc. | 4 ★ | HMO | Included | 96 |
| UHC Dual Complete AL-D002 (PPO D-SNP) D-SNP | UnitedHealth Group, Inc. | 4 ★ | PPO | Included | 90 |
| Anthem Medicare Preferred (PPO) | Elevance Health, Inc. | 4 ★ | PPO | Included | 87 |
| Humana Medicare Employer (PPO) | Humana Inc. | 3.5 ★ | PPO | — | 86 |
| AARP Medicare Advantage from UHC AL-0001 (HMO-POS) | UnitedHealth Group, Inc. | 3.5 ★ | HMO | Included | 78 |
| Humana Gold Plus H4461-078 (HMO) | Humana Inc. | 4.5 ★ | HMO | Included | 49 |
| UHC Dual Complete AL-S1 (HMO-POS D-SNP) D-SNP | UnitedHealth Group, Inc. | 4 ★ | HMO | Included | 49 |
| HumanaChoice H5216-368 (PPO) | Humana Inc. | 3.5 ★ | PPO | Included | 47 |
| Humana Gold Plus H5619-089 (HMO) | Humana Inc. | 3.5 ★ | HMO | Included | 42 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) D-SNP | CVS Health Corporation | 4 ★ | HMO | Included | 40 |
| DEVOTED CHOICE GIVEBACK 005 AL (PPO) | Devoted Health, Inc. | — | PPO | Included | 35 |
| Humana Dual Select H5619-093 (HMO D-SNP) D-SNP | Humana Inc. | 3.5 ★ | HMO | Included | 33 |
| Humana Gold Plus H4461-079 (HMO) | Humana Inc. | 4.5 ★ | HMO | Included | 28 |
| AARP Medicare Advantage from UHC AL-0004 (PPO) | UnitedHealth Group, Inc. | 4 ★ | PPO | Included | 27 |
| Blue Advantage Choice (PPO) | BlueCross BlueShield of Alabama | 4 ★ | PPO | Included | 27 |
| Humana Value Plus H5216-179 (PPO) | Humana Inc. | 3.5 ★ | PPO | Included | 26 |
| AARP Medicare Advantage Patriot No Rx AL-MA01 (HMO-POS) | UnitedHealth Group, Inc. | 3.5 ★ | HMO | — | 24 |
| DEVOTED DUAL PLUS 003 AL (HMO D-SNP) D-SNP | Devoted Health, Inc. | 3.5 ★ | HMO | Included | 24 |
| Aetna Medicare Value Plus (PPO) | CVS Health Corporation | 4.5 ★ | PPO | Included | 23 |
| Blue Advantage Premier (PPO) | BlueCross BlueShield of Alabama | 4 ★ | PPO | Included | 21 |
| Humana Gold Plus SNP-DE H4461-076 (HMO D-SNP) D-SNP | Humana Inc. | 4.5 ★ | HMO | Included | 20 |
| Humana Gold Plus SNP-DE H4461-074 (HMO D-SNP) D-SNP | Humana Inc. | 4.5 ★ | HMO | Included | 19 |
| AARP Medicare Advantage from UHC AL-0002 (HMO-POS) | UnitedHealth Group, Inc. | 3.5 ★ | HMO | Included | 17 |
| Humana Value Plus H7617-089 (PPO) | Humana Inc. | 4.5 ★ | PPO | Included | 17 |
| DEVOTED DUAL 004 AL (HMO D-SNP) D-SNP | Devoted Health, Inc. | 3.5 ★ | HMO | Included | 16 |
| UHC Dual Complete AL-V001 (HMO-POS D-SNP) D-SNP | UnitedHealth Group, Inc. | 3.5 ★ | HMO | Included | 16 |
| AARP Medicare Advantage from UHC AL-6 (HMO-POS) | UnitedHealth Group, Inc. | 4 ★ | HMO | Included | 15 |
| Simpra Advantage Nursing Home Plan (PPO I-SNP) D-SNP | Associated Care Ventures, Inc. | — | PPO | Included | 14 |
| Humana USAA Honor Giveback (PPO) | Humana Inc. | 3.5 ★ | PPO | — | 13 |
| Humana USAA Honor Giveback (HMO) | Humana Inc. | 4.5 ★ | HMO | — | 12 |
| DEVOTED GIVEBACK 002 AL (HMO) | Devoted Health, Inc. | 3.5 ★ | HMO | Included | 11 |
What the columns mean
- Type — HMO: in-network plan, usually needs referrals; PPO: can go out-of-network at higher cost, no referrals; PFFS/MSA: less common plan types.
- D-SNP — Dual-eligible Special Needs Plan, for people on both Medicare and Medicaid.
- CMS rating — the plan’s Medicare Part C overall Star Rating (1–5; blank = too new to be rated).
- Drug coverage — “Included” means the plan bundles Medicare Part D prescription coverage.
- Members — current enrollment: a popularity signal, not a quality rating.
Plans and enrollment from CMS (September 2026). Confirm benefits, networks and your eligibility at Medicare.gov.
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