Cardiac MRI Cost by Hospital

Cardiac MRI is a diagnostic imaging scan. Prices are from 1503 US hospitals across 52 states, from their machine-readable files.

$1,598median cash price · 1503 hospitals, 52 statestypically $490–$5,066 depending on the hospital
≈ 5.0× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,275
Cash / self-pay
$1,598
Insurer-negotiated
$541
Medicare pays
$322
$490$5,066
Median cash $1,598  ·  Medicare $322  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $1,598 — about 5.0× the Medicare rate ($322). High vs Medicare. A fair cash price is usually within ~2× Medicare ($645).

💡 Asking for the cash price instead of the $3,275 list price could save about $1,677 (51%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
University of Michigan Health-Sparrow Clinton Saint Johns, MI $244 $513 ★ 4/5 183 min 15.0%
Sparrow Ionia Hospital Ionia, MI $244 $419 ★ 2/5 158 min 15.2%
North Vista Hospital North Las Vegas, NV $259 $260 ★ 3/5 134 min 15.8%
Saint John Hospital Leavenworth, KS $276 $329 ★ 3/5 124 min 15.5%
Providence Medical Center Kansas City, KS $276 $338 ★ 3/5 123 min 14.7%
El Paso Children's Hospital El Paso, TX $279 $556
Natchitoches Regional Medical Center Natchitoches, LA $285 $348 ★ 4/5 160 min 15.4%
Lower Bucks Hospital Bristol, PA $289 $355 ★ 3/5 154 min 15.2%
Central Maine Medical Center Lewiston, ME $290 $344 ★ 4/5 239 min 14.5%
Dallas Medical Center Dallas, TX $293 $349 ★ 3/5 133 min 13.7%
Roxborough Memorial Hospital Philadelphia, PA $300 $367 ★ 2/5 182 min 15.5%
Bassett Healthcare Cooperstown, NY $300 $198 ★ 2/5 199 min 15.6%
Citizens Memorial Hospital Bolivar, MO $304 $255 ★ 3/5 185 min 14.6%
Encino Hospital Medical Center Encino, CA $305 $310 ★ 3/5 135 min 15.6%
Chino Valley Medical Center Chino, CA $305 $305 ★ 4/5 173 min 16.1%
San Dimas Community Hospital San Dimas, CA $305 $305 ★ 2/5 155 min 15.5%
Sherman Oaks Hospital Sherman Oaks, CA $305 $310 ★ 2/5 153 min 15.8%
Montclair Hospital Medical Center Montclair, CA $305 $305 ★ 3/5 151 min 15.3%
St Peters Health Helena, MT $313 $310 ★ 3/5 178 min 14.3%
Jefferson Health-Northeast Philadelphia, PA $314 $308 ★ 2/5 290 min 15.4%
Pioneers Memorial Healthcare District Brawley, CA $317 $410 ★ 3/5 190 min 15.0%
Maimonides Medical Center Brooklyn, NY $318 ★ 2/5 206 min 17.2%
Banner Boswell Medical Center Sun City, AZ $318 $422 ★ 3/5 227 min 14.3%
Saint Mary's Regional Medical Center Reno, NV $319 $390 ★ 4/5 138 min 14.9%
John H Stroger Jr Hospital Chicago, IL $324 $395 ★ 2/5 280 min 15.0%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated August 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for Cardiac MRI

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $1,598; Medicare pays $322.

InsurerHospitalsNegotiated median
Univera 13
$304
$109 – $445
UCare 42
$310
$118 – $930
Medicaid 188
$316
$143 – $610
Highmark 86
$316
$166 – $671
Medicare 331
$321
$224 – $492
Tricare / VA 227
$322
$216 – $921
Devoted Health 140
$324
$223 – $400
Molina Healthcare 400
$344
$143 – $1,136
Priority Health 42
$348
$126 – $1,956
Sanford Health Plan 29
$355
$116 – $1,564
Amerigroup 139
$361
$217 – $584
Centene / Ambetter 517
$368
$148 – $1,200
HealthPartners 138
$388
$163 – $2,211
Independent Health 17
$392
$286 – $952
AmeriHealth 157
$403
$111 – $959
UnitedHealthcare 959
$414
$221 – $1,645
SelectHealth 34
$434
$235 – $1,436
Harvard Pilgrim 34
$472
$231 – $1,596
Bright Health 27
$480
$315 – $3,947
Oscar Health 119
$488
$229 – $1,404
EmblemHealth 47
$505
$298 – $1,082
MVP Health Care 60
$508
$131 – $1,964
Anthem 352
$545
$181 – $1,592
Blue Cross Blue Shield 789
$550
$232 – $2,639
Geisinger 50
$550
$148 – $1,312
Kaiser Permanente 162
$566
$268 – $2,494
UPMC Health Plan 75
$573
$232 – $2,381
Humana 657
$596
$222 – $1,357
Cigna 712
$612
$270 – $2,739
Medica 93
$701
$196 – $2,320
Aetna 920
$739
$220 – $2,801
Health Net 192
$1,101
$277 – $4,363
Workers' Comp / No-Fault 72
$1,146
$476 – $2,752
Security Health Plan 30
$1,193
$167 – $3,602
Healthcare Highways 22
$1,228
$380 – $2,974
Coventry 79
$1,754
$252 – $4,847
MultiPlan / PHCS network 506
$2,249
$377 – $5,478
AvMed 60
$3,110
$1,080 – $3,533

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Maine$441
Puerto Rico$444
New Jersey$527
Tennessee$653
New Mexico$687
Mississippi$744

Prices by city

Prices by state

Doctors who perform this

Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.

Does Medicare cover Cardiac MRI?

Yes — Medicare generally covers Cardiac MRI. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $322. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $64 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 1503 US hospitals across 52 states, the typical (median) cash price is $1,598, versus a chargemaster (list) price around $3,275, a median insurer-negotiated rate of $541, a Medicare rate of about $322. Most cash prices fall between $490 and $5,066 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does Cardiac MRI cost without insurance?
The median cash (self-pay) price across 1503 US hospitals is $1,598. Most hospitals fall between $490 and $5,066. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover Cardiac MRI?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $322). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for Cardiac MRI?
Medicare pays about $322. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do Cardiac MRI prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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