Cardiac MRI Cost by Hospital

Cardiac MRI is a diagnostic imaging scan. Prices are from 1520 US hospitals across 52 states, from their machine-readable files.

$1,598median cash price · 1520 hospitals, 52 statestypically $469–$5,044 depending on the hospital
≈ 5.0× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$3,283
Cash / self-pay
$1,598
Insurer-negotiated
$541
Medicare pays
$322
$469$5,044
Median cash $1,598  ·  Medicare $322  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $1,598 — about 5.0× the Medicare rate ($322). High vs Medicare. A fair cash price is usually within ~2× Medicare ($645).

💡 Asking for the cash price instead of the $3,283 list price could save about $1,685 (51%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
University of Michigan Health-Sparrow Clinton Saint Johns, MI $244 $513 ★ 4/5 182 min —
Sparrow Ionia Hospital Ionia, MI $244 $419 ★ 2/5 158 min —
North Vista Hospital North Las Vegas, NV $259 $260 ★ 3/5 131 min —
Saint John Hospital Leavenworth, KS $276 $329 ★ 3/5 126 min —
Providence Medical Center Kansas City, KS $276 $338 ★ 3/5 122 min —
El Paso Children's Hospital El Paso, TX $279 $556 — — —
Natchitoches Regional Medical Center Natchitoches, LA $285 $348 ★ 4/5 158 min —
Lower Bucks Hospital Bristol, PA $289 $355 ★ 3/5 150 min —
Central Maine Medical Center Lewiston, ME $290 $344 ★ 4/5 253 min —
Dallas Medical Center Dallas, TX $293 $349 ★ 3/5 137 min —
Roxborough Memorial Hospital Philadelphia, PA $300 $367 ★ 2/5 186 min —
Bassett Healthcare Cooperstown, NY $300 $198 ★ 2/5 199 min —
Citizens Memorial Hospital Bolivar, MO $304 $255 ★ 3/5 186 min —
Encino Hospital Medical Center Encino, CA $305 $310 ★ 3/5 134 min —
Chino Valley Medical Center Chino, CA $305 $305 ★ 4/5 174 min —
San Dimas Community Hospital San Dimas, CA $305 $305 ★ 2/5 147 min —
Sherman Oaks Hospital Sherman Oaks, CA $305 $310 ★ 2/5 140 min —
Montclair Hospital Medical Center Montclair, CA $305 $305 ★ 3/5 153 min —
St Peters Health Helena, MT $313 $310 ★ 3/5 179 min —
Jefferson Health-Northeast Philadelphia, PA $314 $308 ★ 2/5 316 min —
Pioneers Memorial Healthcare District Brawley, CA $317 $410 ★ 3/5 191 min —
Maimonides Medical Center Brooklyn, NY $318 — ★ 2/5 208 min —
Banner Boswell Medical Center Sun City, AZ $318 $422 ★ 3/5 224 min —
Saint Mary's Regional Medical Center Reno, NV $319 $390 ★ 4/5 140 min —
John H Stroger Jr Hospital Chicago, IL $324 $395 ★ 2/5 293 min —

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated October 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for Cardiac MRI

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $1,598; Medicare pays $322.

InsurerHospitalsNegotiated median
Univera 13
$304
$109 – $445
UCare 42
$310
$118 – $930
Medicaid 190
$316
$143 – $610
Highmark 93
$316
$166 – $671
Medicare 333
$321
$224 – $492
Tricare / VA 229
$322
$216 – $920
Devoted Health 144
$324
$224 – $400
Molina Healthcare 402
$342
$143 – $1,136
Priority Health 41
$348
$126 – $1,976
Sanford Health Plan 29
$355
$116 – $1,564
Amerigroup 140
$362
$218 – $584
Centene / Ambetter 533
$368
$150 – $1,200
HealthPartners 140
$388
$163 – $2,195
Independent Health 17
$392
$286 – $952
AmeriHealth 160
$403
$113 – $964
UnitedHealthcare 978
$427
$221 – $1,643
SelectHealth 34
$434
$235 – $1,436
Harvard Pilgrim 34
$472
$231 – $1,596
Bright Health 27
$480
$315 – $3,947
EmblemHealth 62
$505
$298 – $1,090
MVP Health Care 61
$509
$131 – $1,964
Oscar Health 131
$521
$229 – $1,735
Anthem 367
$547
$181 – $1,590
Geisinger 52
$552
$148 – $1,301
Blue Cross Blue Shield 793
$552
$232 – $2,626
Kaiser Permanente 162
$566
$268 – $2,494
UPMC Health Plan 78
$574
$232 – $2,381
Humana 666
$596
$221 – $1,342
Cigna 736
$612
$264 – $2,739
Medica 93
$701
$196 – $2,320
Aetna 944
$729
$222 – $2,801
Health Net 194
$1,065
$278 – $4,363
Workers' Comp / No-Fault 72
$1,146
$476 – $2,752
Security Health Plan 30
$1,193
$167 – $3,602
Healthcare Highways 22
$1,228
$380 – $2,974
Coventry 81
$1,727
$247 – $4,822
MultiPlan / PHCS network 521
$2,233
$377 – $5,478
AvMed 62
$3,110
$1,080 – $3,533

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Maine$441
New Jersey$486
Tennessee$653
New Mexico$687
Mississippi$744
Louisiana$771

Prices by city

Prices by state

Doctors who perform this

Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.

Does Medicare cover Cardiac MRI?

Yes — Medicare generally covers Cardiac MRI. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $322. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $64 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 1520 US hospitals across 52 states, the typical (median) cash price is $1,598, versus a chargemaster (list) price around $3,283, a median insurer-negotiated rate of $541, a Medicare rate of about $322. Most cash prices fall between $469 and $5,044 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does Cardiac MRI cost without insurance?
The median cash (self-pay) price across 1520 US hospitals is $1,598. Most hospitals fall between $469 and $5,044. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover Cardiac MRI?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $322). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for Cardiac MRI?
Medicare pays about $322. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do Cardiac MRI prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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