Routine eye exam is a clinic or emergency-department visit. Prices are from 1031 US hospitals across 50 states, from their machine-readable files.
Price comparison (median)
Typical cash price here is $143 — about 1.6× the Medicare rate ($88). Reasonable. A fair cash price is usually within ~2× Medicare ($175).
💡 Asking for the cash price instead of the $231 list price could save about $88 (38%).
Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.
Lowest cash prices
| Hospital | Location | Cash | Insurer | CMS rating | ER wait | Readmit |
|---|---|---|---|---|---|---|
| Adventist Health Tulare | Tulare, CA | $22 | $43 | ★ 3/5 | 198 min | — |
| New Ulm Medical Center | New Ulm, MN | $23 | $33 | ★ 5/5 | 100 min | — |
| Tamarack Health Ashland Medical Center | Ashland, WI | $24 | $32 | ★ 3/5 | 124 min | — |
| Saint Vincent Hospital | Erie, PA | $24 | $63 | ★ 4/5 | 219 min | — |
| Jefferson Hospital | Louisville, GA | $25 | $63 | — | 99 min | — |
| Jefferson Hospital | Jefferson Hills, PA | $25 | $63 | ★ 4/5 | 170 min | — |
| Westfield Memorial Hospital, Inc | Westfield, NY | $29 | $69 | — | 120 min | — |
| Canonsburg General Hospital | Canonsburg, PA | $29 | $63 | ★ 3/5 | 155 min | — |
| Forbes Hospital | Monroeville, PA | $29 | $63 | ★ 3/5 | 261 min | — |
| Ochsner Medical Center Acute | New Orleans, LA | $29 | $118 | ★ 4/5 | 174 min | — |
| University of Michigan Health System | Ann Arbor, MI | $30 | $47 | ★ 4/5 | 345 min | — |
| Grove City Medical Center | Grove City, PA | $30 | $63 | ★ 4/5 | 150 min | — |
| Beloit Health System | Beloit, WI | $31 | $60 | ★ 3/5 | 129 min | — |
| Allegheny Valley Hospital | Natrona, PA | $32 | $63 | ★ 4/5 | 203 min | — |
| Allegheny General Hospital | Pittsburgh, PA | $32 | $63 | ★ 3/5 | 274 min | — |
| Signature Healthcare Brockton Hospital | Brockton, MA | $33 | $155 | ★ 3/5 | 208 min | — |
| University of Kansas Hospital | Kansas City, KS | $33 | $124 | ★ 5/5 | 307 min | — |
| O'connor Hospital | Delhi, NY | $33 | $47 | — | 95 min | — |
| Ahn Wexford Hospital | Wexford, PA | $34 | $63 | ★ 5/5 | 184 min | — |
| West Penn Hospital | Pittsburgh, PA | $36 | $63 | ★ 3/5 | 208 min | — |
| Little Falls Hospital | Little Falls, NY | $36 | $41 | ★ 2/5 | 109 min | — |
| Altru Hospital | Grand Forks, ND | $36 | $159 | ★ 3/5 | 177 min | — |
| Milton S Hershey Medical Center | Hershey, PA | $38 | $131 | ★ 4/5 | 261 min | — |
| Arkansas Children's Hospital | Little Rock, AR | $39 | $124 | — | — | — |
| Arkansas Children's Northwest, Inc | Springdale, AR | $39 | $124 | — | — | — |
CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated September 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.
What insurers pay for Routine eye exam
Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $143; Medicare pays $88.
| Insurer | Hospitals | Negotiated median |
|---|---|---|
| Univera | 9 |
$37 – $55 |
| Medicaid | 77 |
$28 – $110 |
| Priority Health | 11 |
$30 – $133 |
| Highmark | 30 |
$45 – $242 |
| AmeriHealth | 71 |
$44 – $79 |
| Geisinger | 21 |
$63 – $77 |
| Anthem | 182 |
$40 – $295 |
| Workers' Comp / No-Fault | 28 |
$60 – $203 |
| Medica | 40 |
$37 – $161 |
| Sanford Health Plan | 25 |
$45 – $228 |
| UnitedHealthcare | 478 |
$41 – $213 |
| Coventry | 32 |
$46 – $167 |
| Molina Healthcare | 208 |
$38 – $239 |
| HealthPartners | 63 |
$43 – $228 |
| Tricare / VA | 109 |
$48 – $163 |
| Humana | 412 |
$43 – $184 |
| Devoted Health | 94 |
$91 – $155 |
| UPMC Health Plan | 26 |
$35 – $356 |
| Medicare | 187 |
$45 – $169 |
| UCare | 31 |
$41 – $223 |
| Amerigroup | 62 |
$41 – $156 |
| Aetna | 463 |
$46 – $264 |
| Security Health Plan | 21 |
$43 – $1,473 |
| Centene / Ambetter | 294 |
$41 – $237 |
| Cigna | 283 |
$46 – $302 |
| Independent Health | 9 |
$30 – $165 |
| MVP Health Care | 27 |
$39 – $337 |
| Kaiser Permanente | 84 |
$90 – $426 |
| Health Net | 49 |
$70 – $324 |
| Harvard Pilgrim | 12 |
$60 – $289 |
| Oscar Health | 64 |
$85 – $260 |
| Blue Cross Blue Shield | 489 |
$53 – $467 |
| Bright Health | 8 |
$168 – $188 |
| MultiPlan / PHCS network | 141 |
$65 – $352 |
| EmblemHealth | 38 |
$30 – $1,050 |
| SelectHealth | 25 |
$119 – $398 |
| Healthcare Highways | 5 |
$64 – $709 |
| AvMed | 7 |
$59 – $296 |
Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.
Where it’s cheapest
| State | Median cash |
|---|---|
| North Dakota | $36 |
| Michigan | $49 |
| Virginia | $58 |
| Kansas | $62 |
| Indiana | $65 |
| Kentucky | $65 |
Prices by city
Prices by state
Doctors who perform this
Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.
| Clinician | Specialty | Location | Medicare services |
|---|---|---|---|
| Gregory Harmon, MD | Ophthalmology | New York, NY | 4,321 |
| Omesh Gupta, MD | Ophthalmology | Plymouth Meeting, PA | 4,246 |
| Craig Fern, M.D. | Ophthalmology | Mount Kisco, NY | 4,243 |
| Paul Guerriero, M.D. | Ophthalmology | Orangeburg, NY | 3,797 |
| Carl Regillo, MD | Ophthalmology | Plymouth Meeting, PA | 3,712 |
| Kevin Munson, O.D. | Optometry | Allen, TX | 3,548 |
| Karl Waite, MD | Ophthalmology | Daytona Beach, FL | 3,454 |
| Scott Witherspoon, MD | Ophthalmology | Dallas, TX | 3,435 |
| Haroutun Hovanesian, M.D. | Ophthalmology | Glendale, CA | 3,392 |
| Seung Choi | Optometry | Brooklyn, NY | 3,369 |
| Lucie Ngar, O.D. | Optometry | Ruskin, FL | 3,347 |
| Bradley Hamar, OD | Optometry | Yuba City, CA | 3,343 |
Does Medicare cover Routine eye exam?
Yes — Medicare generally covers Routine eye exam. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $88. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $18 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.
General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.
About these prices
Based on prices published by 1031 US hospitals across 50 states, the typical (median) cash price is $143, versus a chargemaster (list) price around $231, a median insurer-negotiated rate of $132, a Medicare rate of about $88. Most cash prices fall between $50 and $385 — a wide spread, which is exactly why comparing hospitals pays off.
How to save
- Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
- Compare several nearby hospitals; prices for the same service can differ severalfold.
- Request a written estimate and the billing code (CPT/DRG) before scheduling.
- Use the Medicare benchmark above to judge whether a quote is reasonable.
- If you are uninsured, ask about financial assistance or prompt-pay discounts.
Frequently asked questions
How much does Routine eye exam cost without insurance?
Does Medicare cover Routine eye exam?
What does Medicare pay for Routine eye exam?
Why do Routine eye exam prices vary between hospitals?
Is the cash price lower than using insurance?
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