Routine eye exam Cost by Hospital

Routine eye exam is a clinic or emergency-department visit. Prices are from 1031 US hospitals across 50 states, from their machine-readable files.

$143median cash price · 1031 hospitals, 50 statestypically $50–$385 depending on the hospital
≈ 1.6× Medicare · Reasonable vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$231
Cash / self-pay
$143
Insurer-negotiated
$132
Medicare pays
$88
$50$385
Median cash $143  ·  Medicare $88  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $143 — about 1.6× the Medicare rate ($88). Reasonable. A fair cash price is usually within ~2× Medicare ($175).

💡 Asking for the cash price instead of the $231 list price could save about $88 (38%).

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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Adventist Health Tulare Tulare, CA $22 $43 ★ 3/5 198 min
New Ulm Medical Center New Ulm, MN $23 $33 ★ 5/5 100 min
Tamarack Health Ashland Medical Center Ashland, WI $24 $32 ★ 3/5 124 min
Saint Vincent Hospital Erie, PA $24 $63 ★ 4/5 219 min
Jefferson Hospital Louisville, GA $25 $63 99 min
Jefferson Hospital Jefferson Hills, PA $25 $63 ★ 4/5 170 min
Westfield Memorial Hospital, Inc Westfield, NY $29 $69 120 min
Canonsburg General Hospital Canonsburg, PA $29 $63 ★ 3/5 155 min
Forbes Hospital Monroeville, PA $29 $63 ★ 3/5 261 min
Ochsner Medical Center Acute New Orleans, LA $29 $118 ★ 4/5 174 min
University of Michigan Health System Ann Arbor, MI $30 $47 ★ 4/5 345 min
Grove City Medical Center Grove City, PA $30 $63 ★ 4/5 150 min
Beloit Health System Beloit, WI $31 $60 ★ 3/5 129 min
Allegheny Valley Hospital Natrona, PA $32 $63 ★ 4/5 203 min
Allegheny General Hospital Pittsburgh, PA $32 $63 ★ 3/5 274 min
Signature Healthcare Brockton Hospital Brockton, MA $33 $155 ★ 3/5 208 min
University of Kansas Hospital Kansas City, KS $33 $124 ★ 5/5 307 min
O'connor Hospital Delhi, NY $33 $47 95 min
Ahn Wexford Hospital Wexford, PA $34 $63 ★ 5/5 184 min
West Penn Hospital Pittsburgh, PA $36 $63 ★ 3/5 208 min
Little Falls Hospital Little Falls, NY $36 $41 ★ 2/5 109 min
Altru Hospital Grand Forks, ND $36 $159 ★ 3/5 177 min
Milton S Hershey Medical Center Hershey, PA $38 $131 ★ 4/5 261 min
Arkansas Children's Hospital Little Rock, AR $39 $124
Arkansas Children's Northwest, Inc Springdale, AR $39 $124

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated September 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for Routine eye exam

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $143; Medicare pays $88.

InsurerHospitalsNegotiated median
Univera 9
$46
$37 – $55
Medicaid 77
$53
$28 – $110
Priority Health 11
$57
$30 – $133
Highmark 30
$60
$45 – $242
AmeriHealth 71
$63
$44 – $79
Geisinger 21
$69
$63 – $77
Anthem 182
$90
$40 – $295
Workers' Comp / No-Fault 28
$106
$60 – $203
Medica 40
$108
$37 – $161
Sanford Health Plan 25
$109
$45 – $228
UnitedHealthcare 478
$118
$41 – $213
Coventry 32
$120
$46 – $167
Molina Healthcare 208
$121
$38 – $239
HealthPartners 63
$123
$43 – $228
Tricare / VA 109
$124
$48 – $163
Humana 412
$124
$43 – $184
Devoted Health 94
$126
$91 – $155
UPMC Health Plan 26
$126
$35 – $356
Medicare 187
$126
$45 – $169
UCare 31
$126
$41 – $223
Amerigroup 62
$127
$41 – $156
Aetna 463
$128
$46 – $264
Security Health Plan 21
$128
$43 – $1,473
Centene / Ambetter 294
$129
$41 – $237
Cigna 283
$130
$46 – $302
Independent Health 9
$153
$30 – $165
MVP Health Care 27
$153
$39 – $337
Kaiser Permanente 84
$164
$90 – $426
Health Net 49
$167
$70 – $324
Harvard Pilgrim 12
$167
$60 – $289
Oscar Health 64
$168
$85 – $260
Blue Cross Blue Shield 489
$169
$53 – $467
Bright Health 8
$175
$168 – $188
MultiPlan / PHCS network 141
$185
$65 – $352
EmblemHealth 38
$199
$30 – $1,050
SelectHealth 25
$201
$119 – $398
Healthcare Highways 5
$227
$64 – $709
AvMed 7
$233
$59 – $296

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
North Dakota$36
Michigan$49
Virginia$58
Kansas$62
Indiana$65
Kentucky$65

Prices by city

Prices by state

Doctors who perform this

Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.

Does Medicare cover Routine eye exam?

Yes — Medicare generally covers Routine eye exam. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $88. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $18 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 1031 US hospitals across 50 states, the typical (median) cash price is $143, versus a chargemaster (list) price around $231, a median insurer-negotiated rate of $132, a Medicare rate of about $88. Most cash prices fall between $50 and $385 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does Routine eye exam cost without insurance?
The median cash (self-pay) price across 1031 US hospitals is $143. Most hospitals fall between $50 and $385. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover Routine eye exam?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $88). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for Routine eye exam?
Medicare pays about $88. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do Routine eye exam prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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