Urine microalbumin test Cost by Hospital

Urine microalbumin test is a laboratory test. Prices are from 2363 US hospitals across 52 states, from their machine-readable files.

$42median cash price · 2363 hospitals, 52 statestypically $11–$127 depending on the hospital
≈ 7.7× Medicare · High vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$74
Cash / self-pay
$42
Insurer-negotiated
$11
Medicare pays
$5
$11$127
Median cash $42  ·  Medicare $5  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $42 — about 7.7× the Medicare rate ($5). High vs Medicare. A fair cash price is usually within ~2× Medicare ($11).

💡 Asking for the cash price instead of the $74 list price could save about $32 (43%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
University of Texas Medical Branch Galveston Galveston, TX $6 $6 ★ 3/5 191 min 16.0%
St Charles Parish Hospital Luling, LA $6 $5 117 min 15.2%
College Medical Center Long Beach, CA $7 $5 ★ 3/5 330 min 15.2%
Bear Valley Community Hospital Big Bear Lake, CA $7 $5 143 min
College Hospital Cerritos, CA $7 $5
Glendora Hospital Glendora, CA $7 $5
Cullman Regional Medical Center Cullman, AL $7 $41 ★ 2/5 158 min 16.6%
Geneva General Hospital Geneva, NY $7 $6 ★ 2/5 183 min 16.9%
NYU Langone Hospitals New York, NY $7 $13 ★ 5/5 206 min 13.1%
Soldiers and Sailors Memorial Hospital of Yates Penn Yan, NY $7 $7 110 min 15.0%
Stanford Health Care Tri-Valley Pleasanton, CA $7 $5 ★ 5/5 211 min 14.0%
Stanford Health Care Stanford, CA $7 $5 ★ 5/5 275 min 14.7%
Banner Goldfield Medical Center Apache Junction, AZ $7 $7 ★ 5/5 150 min 15.3%
HCA Florida Capital Hospital Tallahassee, FL $7 $5 ★ 2/5 121 min 16.2%
Ochsner St Mary Morgan City, LA $7 $6 ★ 2/5 81 min 15.4%
Ochsner LSU Health Shreveport-St Mary Medical Cent Shreveport, LA $7 $6 ★ 2/5
Banner Ocotillo Medical Center Chandler, AZ $7 $7 ★ 3/5 189 min 15.3%
Saint Thomas Hospital for Spinal Surgery Nashville, TN $7 $5 14.0%
CHI St Vincent Morrilton Morrilton, AR $7 $6 93 min 15.0%
Baptist Health Medical Center Heber Springs Heber Springs, AR $7 $9 ★ 3/5 115 min 15.2%
Baptist Health Medical Center-Arkadelphia Arkadelphia, AR $7 $9 95 min 15.2%
Neurobehavioral Hospital of the Palm Beaches-North Magnonia Park, FL $7 $6
Hills & Dales General Hospital Cass City, MI $7 $27 ★ 4/5 94 min 14.7%
CHI St Alexius Health Devils Lake Devils Lake, ND $7 $14 ★ 2/5 138 min 14.9%
Cumberland Medical Center Crossville, TN $7 $7 ★ 4/5 201 min 15.1%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated August 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for Urine microalbumin test

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $42; Medicare pays $5.

InsurerHospitalsNegotiated median
Medicaid 377
$5
$3 – $32
Independent Health 51
$5
$5 – $31
Medicare 598
$5
$5 – $28
Devoted Health 255
$6
$5 – $21
Amerigroup 180
$6
$3 – $30
Molina Healthcare 596
$6
$4 – $30
Tricare / VA 463
$6
$5 – $47
UnitedHealthcare 1594
$6
$4 – $72
Univera 16
$6
$5 – $24
MVP Health Care 82
$6
$5 – $65
Humana 1122
$7
$5 – $64
Anthem 619
$7
$4 – $46
Bright Health 65
$7
$5 – $12
EmblemHealth 64
$7
$5 – $22
Kaiser Permanente 234
$7
$4 – $72
Centene / Ambetter 849
$8
$5 – $50
UPMC Health Plan 101
$8
$5 – $26
AmeriHealth 256
$8
$5 – $34
Highmark 128
$8
$5 – $31
Oscar Health 220
$9
$5 – $32
Geisinger 70
$10
$5 – $29
Health Net 319
$10
$4 – $118
SelectHealth 47
$11
$5 – $92
Blue Cross Blue Shield 1378
$11
$5 – $67
UCare 66
$12
$5 – $61
Priority Health 60
$13
$4 – $49
Aetna 1481
$16
$5 – $88
HealthPartners 278
$18
$5 – $91
Cigna 1244
$18
$5 – $94
AvMed 61
$19
$4 – $148
Medica 247
$21
$5 – $93
Harvard Pilgrim 58
$22
$5 – $76
Workers' Comp / No-Fault 149
$23
$6 – $128
Security Health Plan 54
$29
$5 – $77
Sanford Health Plan 71
$29
$8 – $86
Coventry 168
$32
$5 – $119
MultiPlan / PHCS network 902
$48
$8 – $154
Healthcare Highways 51
$57
$16 – $171

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
New Jersey$13
Tennessee$19
Rhode Island$21
Arkansas$23
Mississippi$24
California$25

Prices by city

Prices by state

Doctors who perform this

Clinicians who reported the most Medicare volume for this service. This reflects Original Medicare activity only and is a volume signal, not a quality ranking.

ClinicianSpecialtyLocationMedicare services
Irfan Fazil, M.D.Internal MedicineYuma, AZ15,037
Pauline Dell, FNP-CNurse PractitionerYuma, AZ13,913
Shahid Mansoor, MDNephrologyYuma, AZ12,068
Gordana Katava, DOPathologyBerkeley Heights, NJ10,620
Brenda Ellingson, NPNurse PractitionerYuma, AZ9,814
Rocio Eleid, M.D.NephrologyYuma, AZ9,730
Gordana Katava, DOPathologyBerkeley Heights, NJ9,325
Jon Keller, MDPathologyPalo Alto, CA8,259
Julie Bell, MDPathologyVero Beach, FL7,182
Susanne Carmack, M.D.PathologyOlympia, WA6,364
Jon Keller, MDPathologyPalo Alto, CA6,099
Thomas Arnau, M.D.Family PracticeCharleston, SC5,904

Browse doctors by specialty & city →

Does Medicare cover Urine microalbumin test?

Yes — Medicare generally covers Urine microalbumin test. It is typically an outpatient service under Medicare Part B, with a Medicare-approved amount of about $5. After your annual Part B deductible, you typically owe the 20% coinsurance — roughly $1 — unless a Medicare Advantage or supplemental (Medigap) plan covers it.

General guidance from Medicare’s national rates — your actual coverage and share depend on medical necessity, your plan, and where the service is performed. Confirm with Medicare or your plan.

About these prices

Based on prices published by 2363 US hospitals across 52 states, the typical (median) cash price is $42, versus a chargemaster (list) price around $74, a median insurer-negotiated rate of $11, a Medicare rate of about $5. Most cash prices fall between $11 and $127 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does Urine microalbumin test cost without insurance?
The median cash (self-pay) price across 2363 US hospitals is $42. Most hospitals fall between $11 and $127. Prices vary widely between hospitals, so it pays to compare before you book.
Does Medicare cover Urine microalbumin test?
Yes — it is generally covered under Medicare Part B as an outpatient service (Medicare-approved amount about $5). After your Part B deductible you typically owe 20% coinsurance, unless a Medicare Advantage or Medigap plan covers it.
What does Medicare pay for Urine microalbumin test?
Medicare pays about $5. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do Urine microalbumin test prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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