Psychotherapy session Cost by Hospital

Psychotherapy session is a hospital service. Prices are from 1627 US hospitals across 52 states, from their machine-readable files.

$230median cash price · 1627 hospitals, 52 statestypically $101–$557 depending on the hospital
≈ 1.6× Medicare · Reasonable vs MedicareFind hospitals near you

Price comparison (median)

Chargemaster (list price)
$387
Cash / self-pay
$230
Insurer-negotiated
$181
Medicare pays
$140
$101$557
Median cash $230  ·  Medicare $140  ·  bar = typical cash range (10th–90th percentile)
Is this a fair price?
1× Medicarefair ≈2×5×+

Typical cash price here is $230 — about 1.6× the Medicare rate ($140). Reasonable. A fair cash price is usually within ~2× Medicare ($281).

💡 Asking for the cash price instead of the $387 list price could save about $157 (41%).

Estimate what you’ll pay
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Rough estimate from this procedure’s median insurer-negotiated rate. Your actual cost depends on your plan — confirm with your insurer.

Lowest cash prices

HospitalLocationCashInsurerCMS ratingER waitReadmit
Pawnee Valley Community Hospital Larned, KS $37 $38 — 94 min 15.5%
Wellmont Bristol Regional Medical Center Bristol, TN $39 $173 ★ 2/5 192 min 15.8%
East Jefferson General Hospital Metairie, LA $45 $134 ★ 2/5 162 min 15.3%
Hancock County Hospital Sneedville, TN $46 $151 — 106 min —
Lee County Community Hospital Pennington Gap, VA $46 $100 — 112 min 15.2%
Johnson Memorial Hospital Franklin, IN $47 $171 ★ 5/5 144 min 14.9%
Wellmont Holston Valley Medical Center Kingsport, TN $47 $176 ★ 2/5 207 min 14.8%
Sycamore Shoals Hospital Elizabethton, TN $47 $167 ★ 2/5 154 min 15.0%
Hawkins County Memorial Hospital Rogersville, TN $47 $168 — 112 min 14.9%
Greeneville Community Hospital Greeneville, TN $47 $167 ★ 2/5 159 min 16.0%
Johnson City Medical Center Johnson City, TN $47 $171 ★ 1/5 208 min 15.5%
Indian Path Community Hospital Kingsport, TN $47 $168 — 147 min 14.5%
Franklin Woods Community Hospital Johnson City, TN $47 $167 ★ 3/5 176 min 14.2%
Johnson County Community Hospital Mountain City, TN $47 $171 — 126 min —
Russell County Hospital Lebanon, VA $47 $180 ★ 4/5 117 min 15.8%
Smyth County Community Hospital Marion, VA $47 $181 ★ 3/5 142 min 14.7%
Johnston Memorial Hospital Abingdon, VA $47 $180 ★ 3/5 186 min 15.1%
Lonesome Pine Hospital Big Stone Gap, VA $47 $182 ★ 4/5 132 min 15.7%
O'connor Hospital Delhi, NY $51 $80 — 88 min 14.7%
Cobleskill Regional Hospital Cobleskill, NY $51 $76 ★ 4/5 109 min 14.6%
Windom Area Health Windom, MN $53 $60 — 108 min 14.7%
Virtua Our Lady of Lourdes Hospital Camden, NJ $53 — ★ 2/5 161 min 15.4%
Virtua Willingboro Hospital Willingboro, NJ $53 — ★ 3/5 181 min 14.8%
Ochsner Medical Center-Baton Rouge Baton Rouge, LA $54 $143 ★ 4/5 179 min 14.6%
Astria Sunnyside Hospital Sunnyside, WA $54 $28 ★ 2/5 122 min 15.4%

CMS rating = overall hospital star rating (1–5); ER wait = median minutes in the emergency department; Readmit = 30-day readmission rate (lower is better) — all from Medicare’s Care Compare; “—” = not reported. Data last updated June 2026. Prices from hospitals’ machine-readable files (45 CFR §180); Medicare benchmark from CMS PFS/CLFS/IPPS. Prices below 15% of the median are excluded as likely partial or mis-coded charges. Estimates — confirm with the hospital. Report an incorrect price.

What insurers pay for Psychotherapy session

Median in-network negotiated rate by insurer, across hospitals that publish it (cheapest first). Your actual rate depends on your specific plan and deductible. Cash / self-pay for comparison: $230; Medicare pays $140.

InsurerHospitalsNegotiated median
Medicaid 193
$102
$58 – $232
Univera 13
$109
$74 – $160
Amerigroup 112
$148
$71 – $299
Medicare 352
$150
$86 – $227
Independent Health 24
$151
$100 – $290
Tricare / VA 256
$154
$89 – $278
Centene / Ambetter 520
$156
$67 – $299
Priority Health 43
$159
$89 – $279
Highmark 81
$160
$83 – $343
Devoted Health 107
$160
$122 – $207
Anthem 318
$163
$82 – $381
UCare 49
$164
$120 – $368
Humana 681
$165
$90 – $359
Molina Healthcare 375
$167
$70 – $400
UnitedHealthcare 883
$173
$84 – $416
Blue Cross Blue Shield 806
$173
$84 – $543
Oscar Health 104
$174
$101 – $312
UPMC Health Plan 43
$175
$69 – $394
AmeriHealth 134
$188
$53 – $1,234
Geisinger 28
$190
$81 – $664
Aetna 867
$190
$92 – $431
AvMed 29
$196
$99 – $377
MVP Health Care 72
$200
$81 – $500
Security Health Plan 34
$201
$99 – $544
Cigna 647
$211
$104 – $530
Healthcare Highways 23
$212
$92 – $482
Kaiser Permanente 123
$212
$101 – $463
HealthPartners 143
$212
$122 – $443
Workers' Comp / No-Fault 76
$225
$150 – $608
Harvard Pilgrim 32
$236
$128 – $423
Sanford Health Plan 43
$245
$105 – $428
SelectHealth 37
$257
$148 – $415
Bright Health 33
$257
$168 – $416
Medica 132
$259
$92 – $553
Health Net 174
$268
$122 – $559
Coventry 88
$285
$97 – $422
EmblemHealth 58
$290
$180 – $1,400
MultiPlan / PHCS network 469
$319
$152 – $617

Negotiated rates are from hospitals’ machine-readable files (45 CFR §180); payer names are normalized to major brands, so a brand may span several plans. Estimates — confirm with your insurer.

Where it’s cheapest

StateMedian cash
Tennessee$64
Arkansas$118
Montana$130
Mississippi$138
Kansas$145
New Hampshire$150

Prices by city

Chicago, ILHouston, TXPhiladelphia, PABaltimore, MDDallas, TXNew York, NYAustin, TXBrooklyn, NYSacramento, CABronx, NYCharlotte, NCFort Worth, TXLos Angeles, CABoston, MACincinnati, OHColorado Springs, COMilwaukee, WIRochester, NYAnaheim, CAArlington, TXAurora, COBaton Rouge, LAJacksonville, FLKnoxville, TN

Prices by state

CaliforniaTexasNew YorkFloridaIllinoisOhioWisconsinMinnesotaMichiganPennsylvaniaNorth CarolinaLouisianaColoradoIowaNew JerseyTennesseeIndianaKentuckyNebraskaMassachusettsWest VirginiaMissouriOklahomaKansasGeorgiaWashingtonMarylandMaineVirginiaMississippiAlabamaSouth CarolinaSouth DakotaArkansasIdahoOregonConnecticutArizonaUtahNorth DakotaMontanaNew MexicoNevadaNew HampshireWyomingVermontRhode IslandDelaware

About these prices

Based on prices published by 1627 US hospitals across 52 states, the typical (median) cash price is $230, versus a chargemaster (list) price around $387, a median insurer-negotiated rate of $181, a Medicare rate of about $140. Most cash prices fall between $101 and $557 — a wide spread, which is exactly why comparing hospitals pays off.

How to save

  • Ask each hospital for its cash / self-pay price — for shoppable services it is often far below the list price.
  • Compare several nearby hospitals; prices for the same service can differ severalfold.
  • Request a written estimate and the billing code (CPT/DRG) before scheduling.
  • Use the Medicare benchmark above to judge whether a quote is reasonable.
  • If you are uninsured, ask about financial assistance or prompt-pay discounts.

Frequently asked questions

How much does Psychotherapy session cost without insurance?
The median cash (self-pay) price across 1627 US hospitals is $230. Most hospitals fall between $101 and $557. Prices vary widely between hospitals, so it pays to compare before you book.
What does Medicare pay for Psychotherapy session?
Medicare pays about $140. We show this as a benchmark — a fair cash price is often within a few multiples of the Medicare rate.
Why do Psychotherapy session prices vary between hospitals?
Hospitals set their own chargemaster and cash prices and negotiate different rates with each insurer, so two hospitals in the same area can charge very differently for the same service.
Is the cash price lower than using insurance?
Sometimes. If you are uninsured or have a high deductible, the cash/self-pay price can be lower than the insurer-negotiated rate — ask the hospital for both.

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